21 Macarthur Ave, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 21 Macarthur Ave, Lodi, NJ 07644

Property Summary

Property Type	Single Family Home
Details	2,872 sqft · built 1942
Lot Size	0.13 acres (5,672 sqft)
Owner	Individual Name on File
Last Sale	$825,000 (Jul 2022)
Tax Bill	$15,654 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jun 2021 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-00276-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`31-00276-0000-00011`
Alternative APNs	`310027600011` `497800`

Interior

Stories	2 Stories
Building Area	2,872 sqft Living Area

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Construction Type	Frame
Lot Area	5,672 sqft (0.13 acres)
Lot Dimensions	126 ft deep x 45 ft wide

Location & Zoning

Account Number	497800
Street Address	21 MACARTHUR AVE
City	LODI
State	NJ
Zip	07644-3711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	45X126
Legal Subdivision	GRANDVIEW COURT SEC 1
Legal Block	276
Legal Lot Number	11
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	2
Census Block	2009
Census Tract	30100

Owner

21 Macarthur Ave is owned and occupied by an individual who bought it in July 2022.

Source: Bergen County and Lodi Borough records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	21 MACARTHUR AVE, LODI, NJ 07644-3711
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Deed, Transfer · Conventional Mortgage SPROUT MORTGAGE LLC
Jun 11, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2022 · Amount on File
Deed Sale	Jul 1, 2022 · Amount on File
Prior Sale	Jun 3, 2015 · Amount on File
Deed Document Number	202266887
Deed Book / Page	4730 / 1841
Record Updated	Oct 29, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 1, 2022
Property Address	21 MACARTHUR AVE, LODI, NJ 07644-3711
Document Number	0047301841
Book / Page	4730 / 1841
Instrument Date	Jun 13, 2022
Instrument	2022066887
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,570.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	235 CLEVELAND AVE, 235, HASBROUCK HEIGHTS, NJ 07604-1619

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 MACARTHUR AVE, LODI, NJ 07644-3711

Mortgage

Document Number	2022066888
Date	Jul 1, 2022
Instrument	2022066888

Lender

Name	SPROUT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	21 MACARTHUR AVE, LODI, NJ 07644-3711
Transaction Type	Mortgage
Record Updated	Aug 26, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 MACARTHUR AVE, LODI, NJ 07644-3711

Mortgage

Document Number	0042071361
Date	Jun 11, 2021
Book Page	4207/1361
Instrument	2021094191

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	288 Months
Due	Jun 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 21 Macarthur Ave was $15,654, up 5.6% from the year before.

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$442,200 (-) Land $164,700 Building $277,500	$442,200 (-) Land $164,700 Building $277,500
2025	$15,654.00 (+5.61%)	$442,200 Land $164,700 Building $277,500	$442,200 Land $164,700 Building $277,500
2024	$14,822.00
2023		$442,200 Land $164,700 Building $277,500	$442,200 Land $164,700 Building $277,500
2022	$14,433.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Macarthur Ave in Zone X, an area of minimal flood risk, though there have been 40 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	40 (1978–2021)
Claims Outside the SFHA	13 of 40
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 21 Macarthur Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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