21 Lyman Rd, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 21 Lyman Rd, Chicopee, MA 01013

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,456 sqft · built 1956
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Mar 2019)
Tax Bill	$4,717 (2026)
Deeds & Mortgages	Aug 2025 Mortgage Apr 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`168-00035`

Property Details

APN / Parcel Number

Primary APN	`168-00035`
Alternative APN	`CHIC M:0168 P:00035`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
Gross Area	3,222 sqft
1st Floor Area	1,456 sqft
Basement Area	1,260 sqft
Unfinished Basement	1,260 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	168-00035
Street Address	21 LYMAN RD
City	CHICOPEE
State	MA
Zip	01013-3229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	3
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	5
Census Block	5009
Census Tract	811000

Owner

21 Lyman Rd is owned and occupied by an individual who bought it in March 2019.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	21 LYMAN RD, CHICOPEE, MA 01013-3229
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ALDEN CREDIT UNION
Apr 1, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Mar 8, 2019	Personal Representative Deed, Transfer · FHA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2019 · Amount on File
Deed Sale	Mar 8, 2019 · Amount on File
Prior Sale	Feb 6, 2015 · Amount on File
Deed Book / Page	22580 / 455
Transfer Doc	020589-540
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	21 LYMAN RD, CHICOPEE, MA 01013-3229
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	026001-149
Date	Aug 26, 2025
Book Page	26001/149
Instrument	39874

Lender

Name	ALDEN CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2040

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	21 LYMAN RD, CHICOPEE, MA 01013-3229
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23152-1
Date	Apr 1, 2020
Book Page	23152/1
Instrument	16986

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

March 2019: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	CHICOPEE MA
Recording Date	Mar 8, 2019
Property Address	21 LYMAN RD, CHICOPEE, MA 01013-3229
Document Number	22580-455
Book / Page	022580 / 000455
Instrument Date	Mar 4, 2019
Instrument	11851
Transaction Type	Transfer
Record Updated	Mar 27, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$906.75
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 MONTVUE ST CHICOPEE MA 01013, CHICOPEE, MA 01013

Mortgage

Document Number	22580-459
Date	Mar 8, 2019
Book Page	022580/000459
Instrument	11852

Lender

Name	GUARANTEED RATE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 7, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 21 Lyman Rd was $4,717, up 7.9% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,717.00 (+7.89%)	$309,500 (+7.32%) Land $121,000 Building $188,500	$314,487 (+4.49%)
2025	$4,372.00 (+3.45%)	$288,400 (+0.73%) Land $110,800 Building $177,600	$300,960
2024	$4,226.00 (+8.08%)	$286,300 (+10.93%) Land $108,600 Building $177,700
2023	$3,910.00	$258,100 Land $98,700 Building $159,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Lyman Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Lyman Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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