21 Luden St, Springfield, MA 01118 Property Records

Hampden County and Springfield City property record for 21 Luden St, Springfield, MA 01118 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,364 sqft · built 1988
Lot Size0.092 acres (3,999 sqft)
OwnerIndividual Name on File
Last Sale$263,000 (Aug 2023)
Tax Bill$3,514 (2025)
Deeds & MortgagesMar 2021 Mortgage
Aug 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNSPRI S:07990 P:0080

Property Details

APN / Parcel Number

Primary APNSPRI S:07990 P:0080
Alternative APN
  • 79900080

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,364 sqft Living Area
1st Floor Area514 sqft
Basement Area102 sqft
Unfinished Basement102 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialAluminum/Vinyl
Lot Area3,999 sqft (0.092 acres)
Garage TypeAttached
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number79900080
Street Address21 LUDEN ST
CitySPRINGFIELD
StateMA
Zip01118-2258
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionLONGBROOK ESTATE COND
JurisdictionSPRINGFIELD MA
Township / Civil DivisionSPRINGFIELD
Census Block Group5
Census Block5007
Census Tract802500

Owner

Source: Hampden County and Springfield City records · APN SPRI S:07990 P:0080

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address21 LUDEN ST, SPRINGFIELD, MA 01118-2258
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2021Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Aug 31, 2023Quit Claim Deed, Transfer · FHA Mortgage
RADIUS FINANCIAL GROUP
Oct 10, 2019Quit Claim Deed, Transfer · FHA Mortgage
MOVEMENT MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 31, 2023 · Amount on Record
Deed SaleAug 31, 2023 · Amount on Record
Prior SaleOct 10, 2019 · Amount on Record
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address21 LUDEN ST, SPRINGFIELD, MA 01118-2258
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000225593
DateMar 25, 2021
Instrument225593
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term337 Months
DueApr 01, 2049

August 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSPRINGFIELD MA
Recording DateAug 31, 2023
Property Address21 LUDEN ST, SPRINGFIELD, MA 01118-2258
Document Number0000234700
Instrument DateAug 30, 2023
Instrument234700
Transaction TypeTransfer
Record UpdatedSep 15, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address110 LEEDS ST APT 5, 5, WORCESTER, MA 01606-3234

Mortgage

Document Number0000234701
DateAug 31, 2023
Instrument234701
Lender
NameRADIUS FINANCIAL GROUP
Agreement
TypeFHA Mortgage
AmountAmount Recorded

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSPRINGFIELD MA
Recording DateOct 10, 2019
Property Address21 LUDEN ST, SPRINGFIELD, MA 01118-2258
Document Number0000219796
Instrument DateAug 15, 2019
Instrument219796
Transaction TypeTransfer
Record UpdatedOct 29, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$778.41
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10959 SUMMER AVE SPRINGFIELD MA 01106, SPRINGFIELD, MA 01106

Mortgage

Document Number219797
DateOct 10, 2019
Instrument219797
Lender
NameMOVEMENT MTG
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 09, 2049

Tax Assessment & Valuation

Source: Hampden County and Springfield City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalitySpringfield City
Unified School DistrictSpringfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,514.00 (+9.33%)$224,100 (+18.89%) Land $43,700 Building $180,400$307,990 (+25.42%)
2024$245,575
2023$3,214.00$188,500 Land $41,600 Building $146,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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