21 Lovewell St, Ware, MA 01082 Property Records

Hampshire County and Ware Town property record for 21 Lovewell St, Ware, MA 01082

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 624 sqft · built 1950
Lot Size	0.147 acres (6,399 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Jul 2021)
Tax Bill	$3,252 (2026)
Deeds & Mortgages	Feb 2020 Refinance Jul 2021 Sale & Mortgage
APN	`WARE M:00062 B:00000 L:00060`

Property Details

APN / Parcel Number

Primary APN	`WARE M:00062 B:00000 L:00060`
Alternative APN	`1848`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	624 sqft Living Area
Gross Area	2,761 sqft
Basement Area	624 sqft
Unfinished Basement	624 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,399 sqft (0.147 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1848
Street Address	21 LOVEWELL ST
City	WARE
State	MA
Zip	01082-9371
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DTR
Legal Lot Number	60
Jurisdiction	WARE MA
Township / Civil Division	WARE
Census Block Group	4
Census Block	4007
Census Tract	820101

Owner

Source: Hampshire County and Ware Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2 LOVEWELL ST, WARE, MA 01082-9374
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance KEY BANK NA
Jul 15, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2021 · Amount on Record
Deed Sale	Jul 15, 2021 · Amount on Record
Prior Sale	Feb 12, 2014 · Amount on Record
Deed Document Number	202117384
Deed Book / Page	14184 / 189
Prior Transfer Date	Jul 13, 2021
Prior Transfer Doc	014184-189
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARE MA
Property Address	21 LOVEWELL ST, WARE, MA 01082-9371
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013536-146
Date	Feb 10, 2020
Book Page	13536/146
Instrument	2478

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2035

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARE MA
Recording Date	Jul 15, 2021
Property Address	21 LOVEWELL ST, WARE, MA 01082-9371
Document Number	014184-189
Book / Page	14184 / 189
Instrument Date	Jul 13, 2021
Instrument	17384
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 LOVEWELL ST, WARE, MA 01082-9371

Mortgage

Document Number	0000017385
Date	Jul 15, 2021
Instrument	17385

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampshire County and Ware Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Ware Town
Unified School District	Ware School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,252.00 (+0.03%)	$224,400 (+3.94%) Land $45,000 Building $179,400	$216,427 (-1.33%)
2025	$3,251.00 (+4.47%)	$215,900 (+19.74%) Land $45,400 Building $170,500	$219,355 (+1.41%)
2024			$216,315
2023	$3,112.00	$180,300 Land $41,300 Building $139,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (2005)
Most Recent Claim	Mar 2005 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARE WATER DEPT serves 10,066 people · EPA ID MA1309000
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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