Buncombe County property record for 21 Lovers Loop Rd, Asheville, NC 28803
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,384 sqft · built 2017 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $22,500 (Jul 2012) |
| Tax Bill | $2,538 (2025) |
| Deeds & Mortgages | May 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 684220-2020-202 |
| Primary APN | 684220-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,384 sqft Living Area |
| Gross Area | 3,824 sqft |
| 1st Floor Area | 496 sqft |
| Basement Area | 1,440 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Conventional |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 17,424 sqft (0.4 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Deck Area | 684 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 684220-2020-202 |
|---|---|
| Street Address | 21 LOVERS LOOP RD |
| City | ASHEVILLE |
| State | NC |
| Zip | 28803-9550 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SUBDIV: 1 PLAT: 0159-0021 |
| Legal Subdivision | 1 |
| Legal Block | 1 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | ASHEVILLE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 3201 |
21 Lovers Loop Rd is owned and occupied by two individuals who acquired it in March 2017.
Source: Buncombe County records, as of September 22, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21 LOVERS LOOP RD, ASHEVILLE, NC 28803-9550 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 13, 2012 · Amount on File |
| Deed Sale | Jul 13, 2012 · Amount on File |
| Prior Sale | Mar 23, 2012 · Amount on File |
| Deed Document Number | 20121 |
| Deed Book / Page | 4999 / 743 |
| Last Transfer Date | Mar 28, 2017 |
| Transfer Doc | 0055330939 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 21 LOVERS LOOP RD, ASHEVILLE, NC 28803-9550 |
| Document Number | 0056621358 |
| Instrument Date | May 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 21 LOVERS LOOP RD ASHEVILLE NC 28803, ASHEVILLE, NC 28803 |
| Document Number | 0056621358 |
|---|---|
| Date | May 10, 2018 |
| Book Page | 005662/001358 |
| Name | FIRST BK/CHAMPAIGN |
|---|---|
| Type | Bank |
| Address | TROY, NC 27371 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 9, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
The 2025 property tax bill for 21 Lovers Loop Rd was $2,538, up 7.6% from the year before.
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,538.00 (+7.59%) | $374,600 Land $64,300 Building $310,300 | $374,600 Land $64,300 Building $310,300 |
| 2024 | $2,359.00 (+3.19%) | ||
| 2023 | $2,286.00 | $374,600 | $374,600 Land $64,300 Building $310,300 |
| 2021 | $374,600 Land $64,300 Building $310,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21 Lovers Loop Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 5 (1995–2024) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21 Lovers Loop Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL | 100 / 20 |
5G (outdoors only) and 4G LTE
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