21 Lone Oak Rd, Ithaca, NY 14850 Property Records

Tompkins County and Dryden Town property record for 21 Lone Oak Rd, Ithaca, NY 14850

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,305 sqft · built 1978
Lot Size	1.73 acres (75,359 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Oct 2018)
Tax Bill	$11,559 (2026)
Deeds & Mortgages	Jan 2024 Line of Credit Jan 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`502489 58.-1-3.28`

Property Details

APN / Parcel Number

Primary APN	`502489 58.-1-3.28`
Alternative APN	`248905800000010030280000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,305 sqft Living Area
1st Floor Area	2,305 sqft
Basement Area	520 sqft
Finished Basement	520 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	75,359 sqft (1.73 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	21 LONE OAK RD
City	ITHACA
State	NY
Zip	14850-9607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	3.028
Jurisdiction	TOMPKINS NY
Township / Civil Division	DRYDEN
Census Block Group	2
Census Block	2034
Census Tract	1400

Owner

Source: Tompkins County and Dryden Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21 LONE OAK RD, ITHACA, NY 14850-9607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2024	Deed of Trust, Mortgage · Line of Credit CFCU COMMUNITY CU
Jan 21, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage 1ST PRIORITY MORTGAGE INC
Oct 23, 2018	Grant Deed, Transfer · Conventional Mortgage CFCU CMNTY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2018 · Amount on Record
Deed Sale	Oct 23, 2018 · Amount on Record
Prior Sale	Mar 1, 1994 · Amount on Record
Deed Document Number	201812132
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOMPKINS NY
Property Address	21 LONE OAK RD, ITHACA, NY 14850-9607
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000387
Date	Jan 17, 2024
Instrument	2024-00387

Lender

Name	CFCU COMMUNITY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2044

Interest

Rate Type	Adjustable Rate

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TOMPKINS NY
Recording Date	Jan 21, 2025
Property Address	21 LONE OAK RD, ITHACA, NY 14850-9607
Document Number	0000000565
Instrument Date	Jan 16, 2025
Instrument	2025-00565
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6272 RATHLIN DR, SPRINGFIELD, VA 22152-2168

Mortgage

Document Number	0000000567
Date	Jan 21, 2025
Instrument	2025-00567

Lender

Name	1ST PRIORITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2055

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TOMPKINS NY
Recording Date	Oct 23, 2018
Property Address	21 LONE OAK RD, ITHACA, NY 14850-9607
Document Number	0000012132
Instrument Date	Oct 19, 2018
Instrument	12132
Transaction Type	Transfer
Record Updated	Jan 18, 2019

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,380.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 GENUNG RD ITHACA NY 148509605, ITHACA, NY 14850-9605

Mortgage

Document Number	12134
Date	Oct 23, 2018
Instrument	12134

Lender

Name	CFCU CMNTY CU
Type	Credit Union
Address	ITHACA, NY 14850

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2048

Tax Assessment & Valuation

Source: Tompkins County and Dryden Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Tompkins County
County Subdivision	Dryden Town
Unified School District	Ithaca City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,559.00
2025		$465,000 (+18.02%) Land $50,100 Building $414,900	$465,000 (+18.02%) Land $50,100 Building $414,900
2023		$394,000 Land $50,100 Building $343,900	$394,000 Land $50,100 Building $343,900
2019	$3,222.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1978–2018)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Apr 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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