Westchester County and Rye City property record for 21 Loder St, Rye, NY 10580 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4.5 Baths |
| Year Built | Built 2001 |
| Square Footage | 3,914 sqft Living Area |
| Lot Size | 13,939 sqft (0.32 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,800,000 (2001) |
| Tax Bill | $39,969.00 (2025) |
| Primary APN | 551400 146-7-3-48 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 3,914 sqft Living Area |
| 1st Floor | 2,206 sqft 1st Floor |
| 2nd Floor | 1,708 sqft 2nd Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Colonial Style |
| Exterior Material | Wood Exterior |
| Lot Area | 13,939 sqft (0.32 acres) |
| Cooling System | Central Cooling |
|---|
| Street Address | 21 LODER ST |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-3945 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | AMENDED MAP OF BEAUMONT |
| Legal Block | 3 |
| Legal Lot Number | 48.000 |
| Jurisdiction | WESTCHESTER NY |
| Minor Civil Division | RYE |
| Census Blockgroup | 2 |
| Census Block | 2013 |
| Census Tract | 7700 |
Source: Westchester County and Rye City records · APN 551400 146-7-3-48
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21 LODER ST, RYE, NY 10580-3945 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 03, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Apr 12, 2017 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) BNY MELLON NA |
| Jul 28, 2016 | Loan Modification, Mortgage BNY MELLON NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 15, 2001 · Amount on Record |
| Deed Sale | Feb 15, 2001 · Amount on Record |
| Deed Doc Number | 2001410370372 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 21 LODER ST, RYE, NY 10580-3945 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Title Company | SERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY |
| Name | Verified Name |
|---|---|
| Address | 21 LODER ST, RYE, NY 10580-3945 |
| Document Number | 0652763010 |
|---|---|
| Date | Oct 03, 2025 |
| Instrument | 652763010 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 21 LODER ST, RYE, NY 10580-3945 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0571023427 |
|---|---|
| Date | Apr 12, 2017 |
| Instrument | 571023427 |
| Name | BNY MELLON NA |
|---|---|
| Type | Bank |
| Address | BOSTON, MA 02108 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Sep 01, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Sep 01, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.87% |
| Index | 1-Year LIBOR |
| Max Rate | 7.87% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 21 LODER ST, RYE, NY 10580-3945 |
| Document Number | 0571023428 |
| Instrument Date | Jul 28, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2019 |
| Title Company | ABSTRACTERS INFORMATION SERVICES, ABSTRACTERS INFORMATION SVCS |
| Name | Verified Name |
|---|---|
| Address | 475 GREENWICH ST #4B NEW YORK NY 100131791, 4B, NEW YORK, NY 10013-1791 |
| Document Number | 0571023428 |
|---|---|
| Date | Apr 12, 2017 |
| Book Page | 057102/003428 |
| Name | BNY MELLON NA |
|---|---|
| Type | Bank |
| Address | 201 WASHINGTON ST 024-0083, BOSTON, MA 02108 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 11, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 0.125% |
Source: Westchester County and Rye City records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye City School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $39,969.00 | $31,500 (-19.23%) Land $5,850 Building $25,650 | $2,669,492 (-13.75%) Land $495,763 Building $2,173,729 |
| 2024 | $39,000 (-) Land $5,850 Building $33,150 | $3,095,238 (+2.38%) Land $464,286 Building $2,630,952 | |
| 2023 | $39,000 Land $5,850 Building $33,150 | $3,023,255 Land $453,488 Building $2,569,767 |
Source: FEMA National Flood Hazard Layer, Westchester County (36119C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 2% of the US · above 2% of New York |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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