Westchester County and Yorktown Town property record for 21 Loder Rd, Yorktown Heights, NY 10598
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,146 sqft · built 1957 |
| Lot Size | 1.23 acres (53,579 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $430,000 (Oct 2006) |
| Tax Bill | $19,374 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Dec 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 555400 27.15-2-1 |
| Primary APN | 555400 27.15-2-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,146 sqft Living Area |
| 1st Floor Area | 1,363 sqft |
| 2nd Floor Area | 783 sqft |
| Basement Area | 532 sqft |
| Finished Basement | 532 sqft |
| Unfinished Basement | 532 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 53,579 sqft (1.23 acres) |
| Garage Type | Detached |
| Garage Area | 1,120 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 376 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|
| Account Number | 3948000 |
|---|---|
| Street Address | 21 LODER RD |
| City | YORKTOWN HEIGHTS |
| State | NY |
| Zip | 10598-3908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-40 |
| Legal Block | 2 |
| Legal Lot Number | 1.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | YORKTOWN |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 14808 |
21 Loder Rd is owned and occupied by two individuals who acquired it in April 2025.
Source: Westchester County and Yorktown Town records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21 LODER RD, YORKTOWN HEIGHTS, NY 10598-3908 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jan 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Apr 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Apr 5, 2017 | Loan Modification, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 26, 2006 · Amount on File |
| Deed Sale | Oct 26, 2006 · Amount on File |
| Deed Document Number | 2006462720043 |
| Last Transfer Date | Apr 22, 2025 |
| Transfer Doc | 0000003365 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Jun 11, 2026 |
| Property Address | 21 LODER RD, YORKTOWN HEIGHTS, NY 10598-3908 |
| Document Number | 0000003438 |
| Instrument Date | Jun 5, 2026 |
| Instrument | 20263438 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ROCKET TITLE, ROCKET CLOSE |
| Name | Verified Name |
|---|---|
| Address | 21 LODER RD, YORKTOWN HEIGHTS, NY 10598-3908 |
| Document Number | 0000003438, |
|---|---|
| Date | Jun 11, 2026 |
| Instrument | 20263438 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 21 LODER RD, YORKTOWN HEIGHTS, NY 10598-3908 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 21 LODER RD, YORKTOWN HEIGHTS, NY 10598-3908 |
| Document Number | 0613443717 |
|---|---|
| Date | Dec 10, 2021 |
| Instrument | 613443717 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 21 LODER RD, YORKTOWN HEIGHTS, NY 10598-3908 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0571013080 |
|---|---|
| Date | Apr 11, 2017 |
| Instrument | 571013080 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 21 LODER RD, YORKTOWN HEIGHTS, NY 10598-3908 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0610123261 |
|---|---|
| Date | Jan 13, 2021 |
| Instrument | 610123261 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 21 LODER RD, YORKTOWN HEIGHTS, NY 10598-3908 |
| Document Number | 0591073115 |
| Instrument Date | Apr 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3524 FROST RD SHRUB OAK NY 105881800, SHRUB OAK, NY 10588-1800 |
| Document Number | 0591073115 |
|---|---|
| Date | Apr 17, 2019 |
| Book Page | 059107/003115 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 16, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 21 LODER RD, YORKTOWN HEIGHTS, NY 10598-3908 |
| Document Number | 0571013097 |
| Instrument Date | Apr 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 21 LODER RD YORKTOWN HEIGHTS NY 105983908, YORKTOWN HEIGHTS, NY 10598-3908 |
| Document Number | 0571013097 |
|---|---|
| Date | Apr 11, 2017 |
| Book Page | 057101/003097 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 10, 2047 |
| Rate | 4.75% |
|---|
The 2026 property tax bill for 21 Loder Rd was $19,374, down 72.9% from the year before.
Source: Westchester County and Yorktown Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Yorktown Town |
| Unified School District | Yorktown Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $19,374.00 (-72.95%) | ||
| 2025 | $71,618.00 | $12,800 (-14.09%) Land $1,950 Building $10,850 | $800,000 (-4.97%) Land $121,875 Building $678,125 |
| 2024 | $14,900 (-) Land $1,950 Building $12,950 | $841,807 (-2.82%) Land $110,169 Building $731,638 | |
| 2023 | $14,900 Land $1,950 Building $12,950 | $866,279 Land $113,372 Building $752,907 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 21 Loder Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (1979–2008) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Dec 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21 Loder Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | YORKTOWN CONSOLD. WATER DIST.#1 serves 36,000 people · EPA ID NY5903469 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
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