21 Lockman Cir, Elgin, IL 60123 Property Records

Kane County property record for 21 Lockman Cir, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,688 sqft · built 1978
Lot Size	0.196 acres (8,531 sqft)
Owner	2 Individual Names on Record
Last Sale	$206,000 (Nov 2017)
Tax Bill	$8,926 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Jul 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-32-470-024`

Property Details

APN / Parcel Number

Primary APN	`03-32-470-024`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Building Area	2,688 sqft Living Area
Gross Area	3,234 sqft
1st Floor Area	1,392 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	8,531 sqft (0.196 acres)
Garage Type	Attached
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	21 LOCKMAN CIR
City	ELGIN
State	IL
Zip	60123-1248
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTURY OAKS WEST UNIT 5 ; LOT 258
Legal Subdivision	CENTURY OAKS WEST
Legal Block	3
Legal Lot Number	258
Legal Unit	5
Jurisdiction	KANE IL
Township / Civil Division	DUNDEE
Census Block Group	3
Census Block	3045
Census Tract	850600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 LOCKMAN CIR, ELGIN, IL 60123-1248
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage FIFTH THIRD BANK
Jul 9, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 8, 2017	Trustee's Deed, Foreclosure · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2017 · Amount on Record
Deed Sale	Nov 8, 2017 · Amount on Record
Prior Sale	Dec 12, 2003 · Amount on Record
Deed Document Number	201758671
Prior Transfer Date	Oct 26, 2017
Prior Transfer Doc	0000058671
Record Updated	Oct 29, 2026

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Oct 28, 2019
Property Address	21 LOCKMAN CIR, ELGIN, IL 60123-1248
Document Number	0000051529
Instrument Date	Jun 28, 2019
Instrument	2019K051529
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 DEVONSHIRE CIR, 40, ELGIN, IL 60123-1242

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 LOCKMAN CIR, ELGIN, IL 60123-1248

Mortgage

Document Number	0000051530
Date	Oct 28, 2019
Instrument	2019K051530

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Aug 1, 2049

Interest

Rate	4.25%

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Jul 9, 2019
Property Address	21 LOCKMAN CIR, ELGIN, IL 60123-1248
Document Number	0000029209
Instrument Date	Jun 28, 2019
Instrument	29209
Transaction Type	Transfer
Record Updated	Jul 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 LOCKMAN CIR ELGIN IL 601231248, ELGIN, IL 60123-1248

November 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KANE IL
Recording Date	Nov 8, 2017
Property Address	21 LOCKMAN CIR, ELGIN, IL 60123-1248
Document Number	0000058671
Instrument Date	Oct 26, 2017
Instrument	2017K058671
Transaction Type	Foreclosure
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$206.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	21 LOCKMAN CIR, ELGIN, IL 60123-1248

Mortgage

Document Number	0000058672
Date	Nov 8, 2017
Instrument	2017K058672

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Dundee Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,926.00 (+36.65%) Homeowner's exemption Disabled Person's exemption	$121,204 (+9.42%) Land $29,665 Building $91,539	$363,758 (+9.42%) Land $89,031 Building $274,727
2024		$110,769 (+40.1%) Land $27,111 Building $83,658	$332,440 (+40.15%) Land $81,366 Building $251,074
2022	$6,532.00 (+4%) Disabled Person's exemption	$79,065 (+5.91%) Land $22,465 Building $56,600	$237,195 (+5.91%) Land $67,395 Building $169,800
2021	$6,281.00 Disabled Person's exemption	$74,653 Land $21,211 Building $53,442	$223,959 Land $63,633 Building $160,326

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2002–2007)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2007 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet.

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