21 Lloyd Rd, Norwalk, CT 06850 Property Records

Norwalk City property record for 21 Lloyd Rd, Norwalk, CT 06850

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,836 sqft · built 1957
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$495,000 (Jun 2019)
Tax Bill	$10,607 (2026)
Deeds & Mortgages	Jun 2021 Refinance Jun 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D:5 B:52 L:136`

Property Details

APN / Parcel Number

Primary APN	`D:5 B:52 L:136`
Alternative APNs	`NORW M:5 B:52 L:136` `NWLK M:5 B:52 L:136` `18278`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,836 sqft Living Area
Gross Area	3,360 sqft
1st Floor Area	1,296 sqft
Basement Area	744 sqft
Unfinished Basement	586 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1980
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	18278
Street Address	21 LLOYD RD
City	NORWALK
State	CT
Zip	06850-1907
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Block	52
Legal Lot Number	136
Jurisdiction	NORWALK CT
Township / Civil Division	NORWALK
Census Block Group	3
Census Block	3002
Census Tract	43000

Owner

21 Lloyd Rd is owned and occupied by two individuals who bought it in June 2019.

Source: Norwalk City records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21 LLOYD RD, NORWALK, CT 06850-1907
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WARSHAW CAPITAL LLC
Jun 14, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage FAIRFIELD COUNTY BANK
Sep 18, 2018	Executor's Deed, Transfer JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2019 · Amount on File
Deed Sale	Jun 14, 2019 · Amount on File
Prior Sale	Sep 18, 2018 · Amount on File
Deed Book / Page	8844 / 83
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWALK CT
Property Address	21 LLOYD RD, NORWALK, CT 06850-1907
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009259-74
Date	Jun 9, 2021
Book Page	9259/74
Instrument	2021007971

Lender

Name	WARSHAW CAPITAL LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORWALK CT
Recording Date	Jun 14, 2019
Property Address	21 LLOYD RD, NORWALK, CT 06850-1907
Document Number	8844-83
Book / Page	8844 / 83
Instrument Date	Jun 12, 2019
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	884486
Date	Jun 14, 2019
Instrument	8844/86

Lender

Name	FAIRFIELD COUNTY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2018: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	NORWALK CT
Recording Date	Sep 18, 2018
Property Address	21 LLOYD RD, NORWALK, CT 06850-1907
Document Number	8739-288
Book / Page	8739 / 288
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$65.34
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	87390290
Date	Sep 18, 2018
Instrument	08739/0290

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 18, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 21 Lloyd Rd was $10,607, up 1.4% from the year before.

Source: Norwalk City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Norwalk City
Unified School District	Norwalk School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,607.00 (+1.38%)	$436,940 (-) Land $178,750 Building $258,190	$778,781 (+154.62%)
2025	$10,463.00	$436,940 Land $178,750 Building $258,190	$305,858 Land $125,125 Building $180,733
2024	$10,463.00 (+26.01%)
2023	$8,303.00 (+1.9%)	$329,980 (-) Land $156,410 Building $173,570
2022	$8,148.00	$329,980 Land $156,410 Building $173,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Lloyd Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Lloyd Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.2% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH NORWALK ELECTRIC & WATER serves 42,000 people · EPA ID CT1030021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2019
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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