21 Linden St, Needham, MA 02492 Property Records

Norfolk County and Needham Town property record for 21 Linden St, Needham, MA 02492

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,116 sqft · built 1870
Lot Size	0.272 acres (11,848 sqft)
Owner	Individual Name on Record
Last Sale	$382,000 (Nov 1997)
Tax Bill	$13,750 (2025)
Deeds & Mortgages	Sep 2023 Refinance Feb 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:1320008700000`

Property Details

APN / Parcel Number

Primary APN	`M:1320008700000`
Alternative APN	`NEED M:132.0 B:0087 L:0000.0`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	1,116 sqft Living Area
Gross Area	2,519 sqft
1st Floor Area	1,116 sqft
Basement Area	1,086 sqft
Unfinished Basement	1,086 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,848 sqft (0.272 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	21 LINDEN ST
City	NEEDHAM
State	MA
Zip	02492-2317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRB
Legal Block	87
Jurisdiction	NEEDHAM MA
Township / Civil Division	NEEDHAM
Census Block Group	4
Census Block	4008
Census Tract	403400

Owner

Source: Norfolk County and Needham Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21 LINDEN ST, NEEDHAM, MA 02492-2317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance DIRECT CU
Feb 22, 2022	Deed of Trust, Mortgage · Line of Credit DIRECT CU
Sep 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
May 31, 2018	Quit Claim Deed, Transfer NEEDHAM COOPERATIVE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 1997 · Amount on Record
Deed Sale	Nov 25, 1997 · Amount on Record
Prior Sale	Aug 29, 1996 · Amount on Record
Transfer Doc	36023-53
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	21 LINDEN ST, NEEDHAM, MA 02492-2317
Transaction Type	Mortgage
Record Updated	Sep 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00041398-7
Date	Sep 7, 2023
Book Page	41398/7
Instrument	58218

Lender

Name	DIRECT CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2043

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	21 LINDEN ST, NEEDHAM, MA 02492-2317
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040335-48
Date	Feb 22, 2022
Book Page	40335/48
Instrument	16140

Lender

Name	DIRECT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2042

Interest

Rate Type	Adjustable Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	21 LINDEN ST, NEEDHAM, MA 02492-2317
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039816-84
Date	Sep 3, 2021
Book Page	39816/84
Instrument	115442

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEEDHAM MA
Recording Date	May 31, 2018
Property Address	21 LINDEN ST, NEEDHAM, MA 02492-2317
Document Number	36023-53
Book / Page	36023 / 53
Instrument	43730
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$93.86
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 LINDEN ST, NEEDHAM, MA 02492-2317

Mortgage

Document Number	0036023-56
Date	May 31, 2018
Book Page	36023/56
Instrument	43731

Lender

Name	NEEDHAM COOPERATIVE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Needham Town
Unified School District	Needham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,750.00 (+15.57%)	$1,297,200 (+42.17%) Land $725,000 Building $572,200	$1,478,960 (+7.99%)
2024			$1,369,520
2023	$11,898.00	$912,400 Land $529,100 Building $383,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1987–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEEDHAM WATER DEPT serves 31,664 people · EPA ID MA3199000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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