21 Limerick Ln, O Fallon, MO 63366 Property Records

St. Charles County property record for 21 Limerick Ln, O Fallon, MO 63366

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 2,385 sqft · built 2000
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Individual Names on Record
Last Sale	$219,450 (Nov 2025)
Tax Bill	$3,754 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Nov 2025 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`T010300058`

Property Details

APN / Parcel Number

Primary APN	`T010300058`
Alternative APN	`2-057A-8433-00-016A.0000000`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,385 sqft Living Area
Gross Area	3,026 sqft
1st Floor Area	1,341 sqft
Basement Area	1,305 sqft
Finished Basement	1,044 sqft
Unfinished Basement	261 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Spanish
Exterior Material	Brick/Stone
Lot Area	2,614 sqft (0.06 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	115 sqft
Deck Area	Deck Area
Patio Area	220 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T010300058
Street Address	21 LIMERICK LN
City	O FALLON
State	MO
Zip	63366-7426
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	VILLAS AT WOODLAWN #2 RESUB 16 UNIT 16A
Legal Subdivision	VILLAS AT WOODLAWN #2 RESUB 16
Legal Lot Number	16A
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2000
Census Tract	311802

Owner

Source: St. Charles County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 LIMERICK LN, O FALLON, MO 63366-7426
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU
Nov 25, 2025	Affidavit of Death of Joint Tenant, Transfer
Nov 25, 2025	Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST
Nov 3, 2023	Beneficiary Deed, Transfer
Feb 6, 2018	Special Warranty Deed, Transfer · FHA Mortgage MIDWEST EQUITY MORTGAGE LLC
Oct 25, 2017	Deed in Lieu of Foreclosure, Foreclosure NATIONAL CLOSING SOLUTIONS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2025 · Amount on Record
Deed Sale	Nov 25, 2025 · Amount on Record
Prior Sale	Feb 6, 2018 · Amount on Record
Deed Document Number	202553148
Prior Transfer Date	Nov 2, 2023
Prior Transfer Doc	0000045439
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	21 LIMERICK LN, O FALLON, MO 63366-7426
Transaction Type	Mortgage
Record Updated	Dec 10, 2025
Title Company	CLEAR TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 LIMERICK LN, O FALLON, MO 63366-7426

Mortgage

Document Number	0000088914
Date	Oct 27, 2021
Instrument	2021R-088914

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	63000

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

November 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST CHARLES MO
Recording Date	Nov 25, 2025
Property Address	21 LIMERICK LN, O FALLON, MO 63366-7426
Document Number	0000053147
Map Reference	MB 36 PG 334
Instrument Date	Nov 20, 2025
Instrument	2025R-053147
Transaction Type	Transfer
Record Updated	Dec 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1847 WILLOW OAK DR, SAINT CHARLES, MO 63303-4166

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 25, 2025
Property Address	21 LIMERICK LN, O FALLON, MO 63366-7426
Document Number	0000053148
Map Reference	MB 36 PG 334
Instrument Date	Nov 20, 2025
Instrument	2025R-053148
Transaction Type	Transfer
Record Updated	Dec 10, 2025
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1847 WILLOW OAK DR, SAINT CHARLES, MO 63303-4166

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 LIMERICK LN, O FALLON, MO 63366-7426

Mortgage

Document Number	0000053149
Date	Nov 25, 2025
Instrument	2025R-053149

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

November 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 3, 2023
Property Address	21 LIMERICK LN, O FALLON, MO 63366-7426
Document Number	0000045439
Map Reference	MB 36 PG 334
Instrument Date	Nov 2, 2023
Instrument	2023R-045439
Transaction Type	Transfer
Record Updated	Dec 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21 LIMERICK LN, O FALLON, MO 63366-7426

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1847 WILLOW OAK DR, SAINT CHARLES, MO 63303-4166

February 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 6, 2018
Property Address	21 LIMERICK LN, O FALLON, MO 63366-7426
Document Number	0068760112
Book / Page	6876 / 0112
Map Reference	MB 36 PG 334
Instrument Date	Feb 5, 2018
Instrument	20180206000067780
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 LIMERICK LN, O FALLON, MO 63366-7426

Mortgage

Document Number	20180206000067790
Date	Feb 6, 2018
Instrument	20180206000067790

Lender

Name	MIDWEST EQUITY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2038

October 2017: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	ST CHARLES MO
Recording Date	Oct 25, 2017
Property Address	21 LIMERICK LN, O FALLON, MO 63366-7426
Document Number	0068290263
Book / Page	006829 / 000263
Instrument Date	Oct 19, 2017
Instrument	671660
Transaction Type	Foreclosure
Record Updated	Oct 31, 2017
Title Company	NATIONAL CLOSING SOLUTIONS

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,754.00 (+1.16%)	$58,406 (+4.16%)	$307,399 (+4.16%) Building $307,399
2024	$3,711.00
2023		$56,071
2022			$295,113 Building $295,113

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1979–2015)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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