1. Home
  2. Massachusetts
  3. Hampden County
  4. Ludlow
  5. Lillian St

21 Lillian St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 21 Lillian St, Ludlow, MA 01056

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,008 sqft · built 1986
Lot Size0.115 acres (5,009 sqft)
Owner2 Individual Names on File
Last Sale$79,900 (Dec 1986)
Tax Bill$4,513 (2025)
Deeds & MortgagesNov 2025 Mortgage
Apr 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNM:12A-09200 B:50A L:0

Property Details

APN / Parcel Number

Primary APNM:12A-09200 B:50A L:0
Alternative APNs
  • LUDL M:12A B:9200 P:50A
  • 5068

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,008 sqft Living Area
Gross Area3,048 sqft

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,009 sqft (0.115 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number5068
Street Address21 LILLIAN ST
CityLUDLOW
StateMA
Zip01056-2616
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block9200
JurisdictionLUDLOW MA
Township / Civil DivisionLUDLOW
Census Block Group1
Census Block1010
Census Tract810403

Owner

Source: Hampden County and Ludlow Town records · APN M:12A-09200 B:50A L:0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address21 LILLIAN ST, LUDLOW, MA 01056-2616
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 26, 2025Deed of Trust, Mortgage · FHA Mortgage
LOANDEPOT.COM LLC
Apr 23, 2018Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 19, 1986 · Amount on Record
Deed SaleDec 19, 1986 · Amount on Record
Deed Book / Page6330 / 191
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUDLOW MA
Property Address21 LILLIAN ST, LUDLOW, MA 01056-2616
Transaction TypeMortgage
Record UpdatedDec 17, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number026129-489
DateNov 26, 2025
Book Page26129/489
Instrument57213
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUDLOW MA
Property Address21 LILLIAN ST, LUDLOW, MA 01056-2616
Document Number22150-45
Instrument DateApr 23, 2018
Transaction TypeMortgage
Record UpdatedAug 08, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address21 LILLIAN ST LUDLOW MA 010562616, LUDLOW, MA 01056-2616

Mortgage

Document Number22150-45
DateApr 27, 2018
Book Page022150/000045
Instrument22770
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 26, 2048

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
County SubdivisionLudlow Town
Unified School DistrictLudlow School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,513.00 (+5.77%)$260,100 (+10.26%) Land $67,000 Building $193,100$299,535 (+5.42%)
2024$4,267.00 (+8.55%)$235,900 (+17.07%) Land $67,000 Building $168,900$284,145
2023$3,931.00$201,500 Land $55,700 Building $145,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 7, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 88% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber		2,000 / 2,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		1,000 / 75

May also be available: Spectrum.

Based on FCC filings for 333 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSPRINGFIELD WATER AND SEWER COMMISSION
serves 169,170 people
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Total trihalomethanes
not recorded as resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Lillian St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures