1. Home
  2. New Jersey
  3. Middlesex County
  4. Old Bridge
  5. Ledge Ter

21 Ledge Ter, Old Bridge, NJ 08857 Property Records

Middlesex County and Old Bridge Township property record for 21 Ledge Ter, Old Bridge, NJ 08857

Property Summary

Property TypeSingle Family Home
Details2,325 sqft · built 1958
Lot Size0.264 acres (11,513 sqft)
Owner2 Individual Names on Record
Last Sale$265,000 (Sep 2002)
Tax Bill$11,202 (2025)
Deeds & MortgagesJan 2026 Second Mortgage
May 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN15-15531-0000-00444

Property Details

APN / Parcel Number

Primary APN15-15531-0000-00444
Alternative APNs
  • 151553100444
  • 11115000

Interior

Stories1 Story
Building Area2,325 sqft Living Area
1st Floor Area2,325 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Construction TypeFrame
Lot Area11,513 sqft (0.264 acres)
Lot Dimensions202 ft deep x 57 ft wide

Location & Zoning

Account Number11115000
Street Address21 LEDGE TER
CityOLD BRIDGE
StateNJ
Zip08857-3078
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal Description57X202
Legal SubdivisionCRESTWOOD SEC 1
Legal Block15531
Legal Lot Number444
JurisdictionMIDDLESEX NJ
Township / Civil DivisionOLD BRIDGE
Census Block Group2
Census Block2012
Census Tract7805

Owner

Source: Middlesex County and Old Bridge Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address21 LEDGE TER, OLD BRIDGE, NJ 08857-3078
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
LOANDEPOT.COM LLC
May 11, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 19, 2002 · Amount on Record
Deed SaleSep 19, 2002 · Amount on Record
Prior SaleOct 31, 1995 · Amount on Record
Deed Book / Page5092 / 497
Last Transfer DateFeb 18, 2022
Transfer Doc0000046100
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address21 LEDGE TER, OLD BRIDGE, NJ 08857-3078
Transaction TypeMortgage
Record UpdatedFeb 4, 2026
Title CompanyCLOSING USA LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003034
DateJan 14, 2026
Book Page19926/819
Instrument2026003034
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueFeb 1, 2046

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMIDDLESEX NJ
Recording DateMay 11, 2022
Property Address21 LEDGE TER, OLD BRIDGE, NJ 08857-3078
Document Number0000046100
Book / Page18924 / 1098
Instrument DateFeb 18, 2022
Instrument2022046100
Transaction TypeTransfer
Record UpdatedMay 25, 2022
Title CompanySECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address21 LEDGE TER, 21, OLD BRIDGE, NJ 08857-3078

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 LEDGE TER, OLD BRIDGE, NJ 08857-3078

Mortgage

Document Number0000046101
DateMay 11, 2022
Instrument2022046101
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueMar 1, 2052

Tax Assessment & Valuation

Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
County SubdivisionOld Bridge Township
Unified School DistrictOld Bridge Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$180,300 (-) Land $78,000 Building $102,300$180,300 (-) Land $78,000 Building $102,300
2025$11,202.00 (+10.03%)$180,300 (-) Land $78,000 Building $102,300$180,300 (-) Land $78,000 Building $102,300
2024$10,181.00 (+6.69%)
2023$180,300 Land $78,000 Building $102,300$180,300 Land $78,000 Building $102,300
2022$9,543.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1979–2011)
Claims Outside the SFHA1 of 3
Most Recent ClaimFeb 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOLD BRIDGE MUA
serves 68,000 people · EPA ID NJ1209002
Water SourcePurchased surface water from MIDDLESEX WATER COMPANY
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable · Fiber in parts of the area		940 / 35
Verizon
Fixed Wireless		300 / 20

Nearby Properties on Ledge Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures