21 Lazy Acres Dr, Gates, NC 27937 Property Records

Gates County property record for 21 Lazy Acres Dr, Gates, NC 27937

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,836 sqft · built 2023
Lot Size	1.7 acres (74,052 sqft)
Owner	2 Individual Names on File
Last Sale	$47,500 (May 2021)
Tax Bill	$2,211 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-03807`

Property Details

APN / Parcel Number

Primary APN	`10-03807`
Alternative APN	`105867`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,836 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Lot Area	74,052 sqft (1.7 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	105867
Street Address	21 LAZY ACRES DR
City	GATES
State	NC
Zip	27937-9337
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A-1
Jurisdiction	GATES NC
Township / Civil Division	HOLLY GROVE
Census Block Group	1
Census Block	1015
Census Tract	970100

Owner

21 Lazy Acres Dr, a rural home, is owned and occupied by two individuals who bought it in May 2021.

Source: Gates County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21 LAZY ACRES DR, GATES, NC 27937-9337
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Oct 2, 2023	Deed of Trust, Mortgage · FHA Mortgage TIDEWATER HOME FUNDING LLC
May 13, 2021	Warranty Deed, Transfer · Seller Carry-Back HENRY C WOLFORD ETUX

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2021 · Amount on File
Deed Sale	May 13, 2021 · Amount on File
Deed Document Number	2021318388
Deed Book / Page	363 / 251
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GATES NC
Recording Date	Jul 14, 2026
Property Address	21 LAZY ACRES DR, GATES, NC 27937-9337
Document Number	0000324976
Book / Page	397 / 1
Instrument Date	Jun 22, 2026
Instrument	2026324976
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 LAZY ACRES DR, GATES, NC 27937-9337

Mortgage

Document Number	0000324976,
Date	Jul 14, 2026
Book Page	397/1
Instrument	2026324976

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GATES NC
Property Address	NC
Transaction Type	Mortgage
Record Updated	Oct 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000379/702
Date	Oct 2, 2023
Book Page	379/702
Instrument	321534

Lender

Name	TIDEWATER HOME FUNDING LLC
Type	Mortgage Company
Address	CHESAPEAKE, VA 23320

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GATES NC
Recording Date	May 13, 2021
Property Address	NC
Document Number	000363/251
Book / Page	363 / 251
Map Reference	CAB 2 SL 140 PL 1
Instrument Date	May 13, 2021
Instrument	318388
Transaction Type	Transfer
Record Updated	Nov 14, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$95.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16 LAZY ACRES DR, 16, GATES, NC 27937-9338

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	LAZY ACRES DRIVE, GATES, NC 27937

Mortgage

Document Number	0000318389
Date	May 13, 2021
Instrument	318389

Lender

Name	HENRY C WOLFORD ETUX
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	2 Months
Due	Jun 30, 2021

Tax Assessment & Valuation

The 2026 property tax bill for 21 Lazy Acres Dr was $2,211, up 0.9% from the year before.

Source: Gates County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gates County
Unified School District	Gates County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,211.00 (+0.91%)	$283,745 (-) Land $29,300 Building $254,445	$283,745 (-) Land $29,300 Building $254,445
2025	$2,191.00	$283,745 Land $29,300 Building $254,445	$283,745 Land $29,300 Building $254,445
2023	$207.00	$24,710 Land $24,710	$24,710 Land $24,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Lazy Acres Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective December 29, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Lazy Acres Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GATES COUNTY WATER SYSTEM serves 11,621 people · EPA ID NC0437020
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fybe Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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