21 LAUREL LN PACIFIC BEACH WA 98571, PACIFIC BEACH, WA 98571
Mortgage
Document Number
0005050112
Date
May 5, 2020
Instrument
5050112
Lender
Name
KEYBANK USA
Type
Bank
Address
CLEVELAND, OH 44114-1306
Agreement
Amount
Amount on Record
Term
360 Months
Due
May 4, 2050
December 2018: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
GRAYS HARBOR WA
Recording Date
Dec 18, 2018
Property Address
21 LAUREL LN, PACIFIC BEACH, WA 98571
Document Number
0012180006
Instrument Date
Dec 11, 2018
Instrument
12180006
Transaction Type
Transfer
Record Updated
Jan 14, 2019
Title Company
GRAYS HARBOR TITLE
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$6,354.50
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Married Couple
Address
PO BOX 209 TRACYTON WA 983930209, TRACYTON, WA 98393-0209
Mortgage
Document Number
12180007
Date
Dec 18, 2018
Instrument
12180007
Lender
Name
KEYBANK USA
Type
Bank
Address
CLEVELAND, OH 44114-1306
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Dec 17, 2048
Tax Assessment & Valuation
The 2026 property tax bill for 21 Laurel Ln was $4,448, down 3.7% from the year before.
Source: Grays Harbor County assessment roll, as of May 16, 2025
Property Jurisdictions
Type
Name
State
Washington
County
Grays Harbor County
Unified School District
North Beach School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$4,448.00 (-3.66%)
2025
$4,617.00 (+16.44%)
$661,382 (-)Land $397,690Building $263,692
$661,382 (-)Land $397,690Building $263,692
2024
$3,965.00 (+2.35%)
$661,382Land $397,690Building $263,692
$661,382Land $397,690Building $263,692
2023
$3,874.00
2022
$546,737Land $450,000Building $96,737
$546,737Land $450,000Building $96,737
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 21 Laurel Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 13 policies
Nearby Flood Policies
13 in force
Nearby Flood Claims
4 (2021–2022)
Claims Outside the SFHA
3 of 4
Most Recent Claim
Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding
Claims by Event
Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding, Jan 2022 · 3 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 21 Laurel Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood
0.01% annual chance
Exposure
Indirect within ember reach
Adjoins Burnable Land
Yes
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
PACIFIC BEACH/MOCLIPS serves 2,372 people · EPA ID WA5300333
Water Source
Groundwater
Last State Inspection
Sep 2021
Lead
2 ppb (2021–2023) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
21 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Coast Communications Cable · Fiber in parts of the area
1,000 / 50
Starlink Satellite
280 / 30
May also be available: Velocity Communications, Verizon, Xfinity.