21 Laurel Dr, Chepachet, RI 02814 Property Records

Glocester Town property record for 21 Laurel Dr, Chepachet, RI 02814

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,584 sqft · built 2014
Lot Size	0.406 acres (17,685 sqft)
Owner	2 Individual Names on File
Last Sale	$675,000 (Aug 2025)
Tax Bill	$7,946 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Jul 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19-0863-10`

Property Details

APN / Parcel Number

Primary APN	`19-0863-10`
Alternative APN	`GLOC M:0SU B:019`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,584 sqft Living Area
Gross Area	2,924 sqft
1st Floor Area	688 sqft
Basement Area	688 sqft
Unfinished Basement	688 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,685 sqft (0.406 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	19-0863-10
Street Address	21 LAUREL DR
City	CHEPACHET
State	RI
Zip	02814-2018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10
Legal Block	19
Jurisdiction	GLOCESTER RI
Township / Civil Division	GLOCESTER
Census Block Group	1
Census Block	1020
Census Tract	13101

Owner

Source: Glocester Town records · APN 19-0863-10

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	21 LAUREL DR, CHEPACHET, RI 02814-2018
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 06, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL ONE CREDIT UNION
Jul 24, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Aug 25, 2025	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINT MORTGAGE INC
Feb 06, 2018	Warranty Deed, Transfer
Sep 26, 2017	Warranty Deed, Transfer MJV ENTS LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 25, 2025 · Amount on Record
Deed Sale	Aug 25, 2025 · Amount on Record
Prior Sale	Sep 26, 2017 · Amount on Record
Deed Book / Page	973 / 267
Transfer Doc	753-175
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOCESTER RI
Property Address	21 LAUREL DR, CHEPACHET, RI 02814-2018
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000981-331
Date	Jan 06, 2026
Book Page	981/331
Instrument	56337

Lender

Name	COASTAL ONE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	289 Months
Due	Feb 01, 2050

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOCESTER RI
Property Address	21 LAUREL DR, CHEPACHET, RI 02814-2018
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000971-284
Date	Jul 24, 2025
Book Page	971/284
Instrument	55482

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Aug 01, 2050

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOCESTER RI
Recording Date	Aug 25, 2025
Property Address	21 LAUREL DR, CHEPACHET, RI 02814-2018
Document Number	000973-267
Book / Page	973 / 267
Instrument Date	Aug 25, 2025
Instrument	55648
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	21 LAUREL DR, CHEPACHET, RI 02814-2018

Mortgage

Document Number	0000055650
Date	Aug 25, 2025
Instrument	55650

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2055

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOCESTER RI
Recording Date	Feb 06, 2018
Property Address	21 LAUREL DR, CHEPACHET, RI 02814-2018
Document Number	763-215
Book / Page	000763 / 000215
Instrument Date	Feb 05, 2018
Instrument	38018
Transaction Type	Transfer
Record Updated	Feb 20, 2018

Transaction

Amount	Amount Recorded
Tax	$372.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 EMERALD BAY CIR #J2 NAPLES FL 341107617, J2, NAPLES, FL 34110-7617

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOCESTER RI
Recording Date	Sep 26, 2017
Property Address	21 LAUREL DR, CHEPACHET, RI 02814-2018
Document Number	753-175
Book / Page	000753 / 000175
Instrument Date	Sep 26, 2017
Instrument	37103
Transaction Type	Transfer
Record Updated	Oct 10, 2017

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	21 LAUREL DR CHEPACHET RI 028142018, CHEPACHET, RI 02814-2018

Mortgage

Document Number	753-178
Date	Sep 26, 2017
Book Page	000753/000178
Instrument	37104

Lender

Name	MJV ENTS LLC

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Glocester Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Glocester Town
Secondary School District	Foster-Glocester Regional School District (06 - 12)
Elementary School District	Glocester Elementary School District (PK - 05)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$7,946.00 (+0.08%)	$557,200 (-) Land $256,900 Building $300,300
2023	$7,940.00 (+18.86%)	$557,200 (+55.9%) Land $256,900 Building $300,300
2022	$6,680.00	$357,400 Land $136,300 Building $221,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 22, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	3 (1983–2010)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 151 locations within half a mile of this property.

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