21 Landers Ln, Lugoff, SC 29078 Property Records

Kershaw County property record for 21 Landers Ln, Lugoff, SC 29078

Property Summary

Property Type	Single Family Home
Details	2,521 sqft
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,000 (Jan 2006)
Tax Bill	$1,495 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`308-10-03-037-SHK`

Property Details

APN / Parcel Number

Primary APN	`308-10-03-037-SHK`
Alternative APN	`45819`

Interior

Stories	1 Story
Building Area	2,521 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Vinyl
Lot Area	17,860 sqft (0.41 acres)
Garage Type	Attached
Garage Area	433 sqft

Exterior Amenities

Pool Type	Pool Type
Pool Area	648 sqft
Porch	Porch
Porch Area	60 sqft
Deck Area	276 sqft

Location & Zoning

Account Number	45819
Street Address	21 LANDERS LN
City	LUGOFF
State	SC
Zip	29078-8626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	HUNTERS CROSSING SUBDIV
Legal Subdivision	HUNTERS CROSSING SUBDIV
Legal Lot Number	37
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3001
Census Tract	970907

Owner

Source: Kershaw County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 LANDERS LN, LUGOFF, SC 29078-8626
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION CREDIT UNION
Jul 9, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Aug 30, 2019	Deed of Trust, Mortgage · FHA Mortgage FIRST SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2006 · Amount on Record
Deed Sale	Jan 6, 2006 · Amount on Record
Prior Sale	Jun 24, 2004 · Amount on Record
Deed Book / Page	1897 / 186
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Recording Date	Sep 11, 2026
Property Address	21 LANDERS LN, LUGOFF, SC 29078-8626
Document Number	0000008721
Book / Page	5675 / 92
Instrument Date	Sep 4, 2026
Instrument	20268721
Transaction Type	Mortgage
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 LANDERS LN, LUGOFF, SC 29078-8626

Mortgage

Document Number	0000008721,
Date	Sep 11, 2026
Book Page	5675/92
Instrument	20268721

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	21 LANDERS LN, LUGOFF, SC 29078-8626
Document Number	0000006799
Instrument Date	Jul 9, 2020
Transaction Type	Mortgage
Record Updated	Aug 20, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 LANDER LN LUGOFF SC 290788626, LUGOFF, SC 29078-8626

Mortgage

Document Number	0000006799
Date	Jul 31, 2020
Instrument	6799

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	21 LANDERS LN, LUGOFF, SC 29078-8626
Document Number	0000007957
Instrument Date	Aug 30, 2019
Transaction Type	Mortgage
Record Updated	Apr 22, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21 LANDER LN LUGOFF SC 290788626, LUGOFF, SC 29078-8626

Mortgage

Document Number	0000007957
Date	Oct 2, 2019
Book Page	004102/000021
Instrument	7957

Lender

Name	FIRST SVGS BK
Type	Federal Savings Bank
Address	CLARKSVILLE, IN 47129

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,495.00 (-4.72%)	$215,800 (-) Land $30,000 Building $185,800	$215,800 (-)
2023	$1,569.00	$215,800 Land $30,000 Building $185,800	$215,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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