21 Lakeview Dr, Whispering Pines (Carthage), NC 28327 Property Records

Moore County property record for 21 Lakeview Dr, Whispering Pines, NC 28327

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,410 sqft · built 2020
Lot Size	0.774 acres (33,715 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Apr 2019)
Tax Bill	$6,208 (2026)
Deeds & Mortgages	May 2022 Mortgage Oct 2020 Construction Loan + 1 more
Flood Zone	Zone AE (high risk)
APN	`85951722318`

Property Details

APN / Parcel Number

Primary APN	`85951722318`
Alternative APNs	`859517220318` `00035433` `97035181`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	9 Rooms
Building Area	3,410 sqft Living Area
1st Floor Area	2,114 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	33,715 sqft (0.774 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	97035181
Street Address	21 LAKEVIEW DR
City	WHISPERING PINES
State	NC
Zip	28327-9405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSII
Legal Description	LOT 9 A 10 A SEC 1 WHISPERING PINES MUNI LAKEVIEW
Legal Subdivision	WHISPERING PINES
Legal Lot Number	9
Jurisdiction	MOORE NC
Township / Civil Division	7, MCNEILL
Census Block Group	2
Census Block	2011
Census Tract	950506

Owner

21 Lakeview Dr is owned and occupied by two individuals who bought it in April 2019.

Source: Moore County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21 LAKEVIEW DR, WHISPERING PINES, NC 28327-9405
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Deed of Trust, Mortgage · VA Mortgage PROSPERITY HOME MORTGAGE LLC
Oct 29, 2020	Deed of Trust, Mortgage · Construction Mortgage FIRST BANK
Apr 15, 2019	Warranty Deed, Transfer · ARM GEORGE MASON MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2019 · Amount on File
Deed Sale	Apr 15, 2019 · Amount on File
Deed Document Number	20194939
Deed Book / Page	5115 / 312
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	21 LAKEVIEW DR, WHISPERING PINES, NC 28327-9405
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005858/397
Date	May 31, 2022
Book Page	5858/397
Instrument	2022009569

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	21 LAKEVIEW DR, WHISPERING PINES, NC 28327-9405
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 HOLLY LN, SOUTHERN PINES, NC 28387-3309

Mortgage

Document Number	005456/522
Date	Oct 29, 2020
Book Page	5456/522
Instrument	2020021169

Lender

Name	FIRST BANK
Type	Bank
Address	GREENSBORO, NC 27401

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Nov 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Apr 15, 2019
Property Address	21 LAKEVIEW DR, WHISPERING PINES, NC 28327-9405
Document Number	005115/312
Book / Page	5115 / 312
Instrument Date	Apr 12, 2019
Instrument	2019004939
Transaction Type	Transfer
Record Updated	Aug 24, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	42 GOLDENROD DR, WHISPERING PINES, NC 28327-9352

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 HOLLY LN, SOUTHERN PINES, NC 28387-3309

Mortgage

Document Number	2019004940
Date	Apr 15, 2019
Instrument	2019004940

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	181 Months
Due	May 1, 2034

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	May 1, 2024
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	6.12%
Index	1-Year CMT
Margin	4
Max Rate	10.1%

Tax Assessment & Valuation

The 2026 property tax bill for 21 Lakeview Dr was $6,208, up 7% from the year before.

Source: Moore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Moore County
Municipality	Whispering Pines Village
Unified School District	Moore County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,208.00 (+7.02%)	$847,570 (+2.63%) Land $143,000 Building $704,570
2025	$5,801.00	$825,840 Land $143,000 Building $682,840
2024			$825,840 (-) Land $143,000 Building $682,840
2023	$5,677.00	$825,840 Land $143,000 Building $682,840	$825,840 Land $143,000 Building $682,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Lakeview Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	7 (2018–2025)
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Lakeview Dr is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHISPERING PINES DEVELOPMENT private · serves 4,178 people · EPA ID NC0363112
Water Source	Purchased surface water from TOWN OF SOUTHERN PINES
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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