21 Lafayette Pl, Kearny, NJ 07032 Property Records

Hudson County and Kearny Town property record for 21 Lafayette Pl, Kearny, NJ 07032

Property Summary

Property Type	Single Family Home
Details	1,480 sqft · built 1900
Lot Size	0.092 acres (3,999 sqft)
Owner	Individual Name on Record
Last Sale	$430,000 (Jul 2023)
Tax Bill	$10,143 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-00079-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`07-00079-0000-00012`
Alternative APN	`070007900012`

Interior

Stories	2 Stories
Building Area	1,480 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Ranch
Construction Type	Frame
Lot Area	3,999 sqft (0.092 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	21 LAFAYETTE PL
City	KEARNY
State	NJ
Zip	07032-2228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	79
Legal Lot Number	12
Jurisdiction	HUDSON NJ
Township / Civil Division	KEARNY
Census Block Group	2
Census Block	2001
Census Tract	12500

Owner

Source: Hudson County and Kearny Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21 LAFAYETTE PL, KEARNY, NJ 07032-2228
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage US BANK NA
Jul 24, 2023	Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2023 · Amount on Record
Deed Sale	Jul 24, 2023 · Amount on Record
Prior Sale	Aug 20, 2021 · Amount on Record
Deed Document Number	202310051450
Deed Book / Page	9760 / 628
Record Updated	Oct 29, 2026

August 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	HUDSON NJ
Recording Date	Aug 20, 2021
Property Address	21 LAFAYETTE PL, KEARNY, NJ 07032-2228
Document Number	20210820010086810
Book / Page	9591 / 64
Instrument Date	Jun 2, 2021
Instrument	20210820010086810
Transaction Type	Transfer
Record Updated	Sep 23, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	440 DEVON ST # ST1ST, 440, KEARNY, NJ 07032-2613

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 LAFAYETTE PL, KEARNY, NJ 07032-2228

Mortgage

Document Number	20210820060174860
Date	Aug 20, 2021
Book Page	20037/115
Instrument	20210820060174860

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2051

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HUDSON NJ
Recording Date	Jul 24, 2023
Property Address	21 LAFAYETTE PL, KEARNY, NJ 07032-2228
Document Number	20230724010051450
Book / Page	9760 / 628
Instrument Date	Jun 2, 2021
Instrument	20230724010051450
Transaction Type	Transfer
Record Updated	Oct 19, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,075.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	440 DEVON ST # ST1ST, ST1ST, KEARNY, NJ 07032-2613

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 LAFAYETTE PL, KEARNY, NJ 07032-2228

Mortgage

Document Number	20230724060067270
Date	Jul 24, 2023
Book Page	20477/750
Instrument	20230724060067270

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Hudson County and Kearny Town assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Hudson County
Municipality	Kearny Town
Unified School District	Kearny Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$93,500 (-) Land $36,000 Building $57,500	$93,500 (-) Land $36,000 Building $57,500
2025	$10,143.00 (+1.34%)	$93,500 (-) Land $36,000 Building $57,500	$93,500 (-) Land $36,000 Building $57,500
2024	$10,009.00 (+1.55%)
2023		$93,500 (+8.22%) Land $36,000 Building $57,500	$93,500 (+8.22%) Land $36,000 Building $57,500
2022	$9,856.00 (+30.58%)	$86,400 Land $36,000 Building $50,400	$86,400 Land $36,000 Building $50,400
2021	$7,548.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEARNY WATER DEPARTMENT serves 41,664 people · EPA ID NJ0907001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 927 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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