Warwick City property record for 21 Ladderlook Rd, Warwick, RI 02886
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,148 sqft · built 1965 |
| Lot Size | 0.355 acres (15,444 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $445,000 (May 2019) |
| Tax Bill | $7,866 (2025) |
| Deeds & Mortgages | Feb 2022 Refinance May 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22300290000 |
| Primary APN | 22300290000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,148 sqft Living Area |
| Gross Area | 3,616 sqft |
| 1st Floor Area | 1,248 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 456 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,444 sqft (0.355 acres) |
| Pool Type | In-Ground Pool |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 151671 |
|---|---|
| Street Address | 21 LADDERLOOK RD |
| City | WARWICK |
| State | RI |
| Zip | 02886-9516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A15 |
| Legal Block | 29 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 22201 |
Source: Warwick City records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 21 LADDERLOOK RD, WARWICK, RI 02886-9516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Person |
| Date | Document |
|---|---|
| Feb 10, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA |
| May 1, 2017 | Deed of Trust, Mortgage WEBSTER BANK |
| May 15, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage HARBORONE MORTGAGE |
| Mar 21, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 2019 · Amount on Record |
| Deed Sale | May 15, 2019 · Amount on Record |
| Prior Sale | Dec 29, 2003 · Amount on Record |
| Deed Book / Page | 9267 / 248 |
| Last Transfer Date | Feb 22, 2025 |
| Transfer Doc | 010668-184 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 21 LADDERLOOK RD, WARWICK, RI 02886-9516 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0010075-50 |
|---|---|
| Date | Feb 10, 2022 |
| Book Page | 10075/50 |
| Instrument | 2112 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 21 LADDERLOOK RD, WARWICK, RI 02886-9516 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 8806-39 |
|---|---|
| Date | May 1, 2017 |
| Book Page | 8806/39 |
| Instrument | 5848 |
| Name | WEBSTER BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | May 15, 2019 |
| Property Address | 21 LADDERLOOK RD, WARWICK, RI 02886-9516 |
| Document Number | 9267-248 |
| Book / Page | 9267 / 248 |
| Instrument Date | May 14, 2019 |
| Instrument | 6195 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31 LADDERLOOK RD, WARWICK, RI 02886-9516 |
| Document Number | 6196 |
|---|---|
| Date | May 15, 2019 |
| Instrument | 6196 |
| Name | HARBORONE MORTGAGE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Mar 21, 2017 |
| Property Address | 21 LADDERLOOK RD, WARWICK, RI 02886-9516 |
| Document Number | 8780-98 |
| Book / Page | 8780 / 98 |
| Instrument | 3695 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Tax | $72.58 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Warwick City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,866.00 (+4.75%) | $619,400 (+17.04%) Land $199,200 Building $420,200 | |
| 2024 | $665,095 | ||
| 2023 | $7,509.00 (-1.86%) | $529,200 (+29.55%) Land $153,200 Building $376,000 | |
| 2022 | $7,651.00 | $408,500 Land $110,500 Building $298,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2019–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Mar 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 88% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENT COUNTY WATER AUTHORITY serves 94,107 people · EPA ID RI1559511 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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