21 Koror Ln, Gilroy, CA 95020 Property Records

Santa Clara County property record for 21 Koror Ln, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,884 sqft · built 2015
Lot Size	0.065 acres (2,830 sqft)
Owner	Individual Name on File
Last Sale	$546,500 (Sep 2015)
Tax Bill	$7,933 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2024 Mortgage + 2 more
Flood Zone	Zone AH (high risk)
APN	`799-33-125`

Property Details

APN / Parcel Number

Primary APN	`799-33-125`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,884 sqft Living Area
1st Floor Area	893 sqft
2nd Floor Area	991 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	2,830 sqft (0.065 acres)
Garage Area	415 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	21 KOROR LN
City	GILROY
State	CA
Zip	95020-6636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 10189 BOOK 867 PAGE 14 LOT 59
Legal Subdivision	10189 MONTEREY MANOR
Legal Tract	10189
Legal Lot Number	59
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2001
Census Tract	512509

Owner

21 Koror Ln is owned and occupied by an individual who acquired it in September 2017.

Source: Santa Clara County records, as of April 17, 2026

Owner of Record	Individual Name on File
Mailing Address	21 KOROR LN, GILROY, CA 95020-6636
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage CHAMPIONS FUNDING LLC
Apr 18, 2024	Deed of Trust, Mortgage · Conventional Mortgage NMSI INC
Jan 13, 2023	Deed of Trust, Mortgage · Commercial Mortgage NORTHERN CALIFORNIA MORTGAGE FUND XVI LL
Oct 6, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2015 · Amount on File
Deed Sale	Sep 25, 2015 · Amount on File
Deed Document Number	201523090550
Last Transfer Date	Sep 20, 2017
Transfer Doc	0023771089
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 10, 2026
Property Address	21 KOROR LN, GILROY, CA 95020-6636
Document Number	0025971088
Instrument Date	Apr 9, 2026
Instrument	202625971088
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	19051 CHICORY LN, MORGAN HILL, CA 95037-3096
Investor	Possibly a Property Investor

Mortgage

Document Number	0025971088,
Date	Apr 10, 2026
Instrument	202625971088

Lender

Name	CHAMPIONS FUNDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	21 KOROR LN, GILROY, CA 95020-6636
Transaction Type	Mortgage
Record Updated	May 2, 2024
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19051 CHICORY LN, MORGAN HILL, CA 95037-3096
Investor	Possibly a Property Investor

Mortgage

Document Number	0025625082
Date	Apr 18, 2024
Instrument	25625082

Lender

Name	NMSI INC
Type	Mortgage Company
Address	2975 WILSHIRE BLVD, LOS ANGELES, CA 90010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	21 KOROR LN, GILROY, CA 95020-6636
Transaction Type	Mortgage
Record Updated	Jan 25, 2023
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 KOROR LN, GILROY, CA 95020-6636

Mortgage

Document Number	0025425787
Date	Jan 13, 2023
Instrument	25425787

Lender

Name	NORTHERN CALIFORNIA MORTGAGE FUND XVI LL
Address	PETALUMA, CA 94954

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 6, 2017
Property Address	21 KOROR LN, GILROY, CA 95020-6636
Document Number	0023771089
Instrument Date	Sep 20, 2017
Instrument	23771089
Transaction Type	Transfer
Record Updated	Oct 16, 2017

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	21 KOROR LN GILROY CA 950206636, GILROY, CA 95020-6636

Tax Assessment & Valuation

The 2025 property tax bill for 21 Koror Ln was $7,933 with a homeowner's exemption, up 1.6% from the year before.

Source: Santa Clara County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,933.00 (+1.61%) Homeowner's exemption	$646,428 Land $355,136 Building $291,292
2024	$7,807.00 (+0.62%)
2023	$7,759.00 (+1.68%) Homeowner's exemption	$621,329 Land $341,347 Building $279,982
2022	$7,631.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 21 Koror Ln in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	195.0 ft
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (1986)
Most Recent Claim	Feb 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 21 Koror Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: AT&T, Frontier, GeoLinks, T-Mobile, Verizon.

Nearby Properties on Koror Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures