21 Kiwanis Beach Rd, Upton, MA 01568 Property Records

Worcester County and Upton Town property record for 21 Kiwanis Beach Rd, Upton, MA 01568

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,224 sqft · built 1950
Lot Size	0.63 acres (27,443 sqft)
Owner	Individual Name on Record
Last Sale	$180,668 (Jan 2018)
Tax Bill	$6,167 (2026)
Deeds & Mortgages	Jan 2021 Refinance May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`UPTO M:016 L:033`

Property Details

APN / Parcel Number

Primary APN	`UPTO M:016 L:033`
Alternative APNs	`M:016 B:L:033` `909`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,224 sqft Living Area
Gross Area	3,244 sqft
1st Floor Area	1,224 sqft
Basement Area	1,064 sqft
Unfinished Basement	414 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,443 sqft (0.63 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	21 KIWANIS BEACH RD
City	UPTON
State	MA
Zip	01568-1108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5
Legal Lot Number	33
Jurisdiction	UPTON MA
Township / Civil Division	UPTON
Census Block Group	1
Census Block	1017
Census Tract	743100

Owner

Source: Worcester County and Upton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21 KIWANIS BEACH RD, UPTON, MA 01568-1108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTY HOME MORTGAGE
May 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTY HM MTG CORP
Jul 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage CAMBRIDGE TR
Jan 3, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2018 · Amount on Record
Deed Sale	Jan 3, 2018 · Amount on Record
Prior Sale	Dec 3, 2007 · Amount on Record
Deed Document Number	2018935
Deed Book / Page	58280 / 305
Transfer Doc	58280-305
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPTON MA
Property Address	21 KIWANIS BEACH RD, UPTON, MA 01568-1108
Transaction Type	Mortgage
Record Updated	Jan 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	64164-5
Date	Jan 6, 2021
Book Page	64164/5
Instrument	1891

Lender

Name	GUARANTY HOME MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Feb 1, 2046

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPTON MA
Property Address	21 KIWANIS BEACH RD, UPTON, MA 01568-1108
Document Number	62510-200
Instrument Date	May 26, 2020
Transaction Type	Mortgage
Record Updated	Nov 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 KIWANIS BEACH RD UPTON MA 015681108, UPTON, MA 01568-1108

Mortgage

Document Number	62510-200
Date	Jun 1, 2020
Book Page	062510/000200
Instrument	56644

Lender

Name	GUARANTY HM MTG CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	May 31, 2045

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPTON MA
Property Address	21 KIWANIS BEACH RD, UPTON, MA 01568-1108
Document Number	59178-219
Instrument Date	Jul 24, 2018
Transaction Type	Mortgage
Record Updated	Aug 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 KIWANIS BEACH RD UPTON MA 015681108, UPTON, MA 01568-1108

Mortgage

Document Number	59178-219
Date	Jul 30, 2018
Book Page	059178/000219
Instrument	78321

Lender

Name	CAMBRIDGE TR

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UPTON MA
Recording Date	Jan 3, 2018
Property Address	21 KIWANIS BEACH RD, UPTON, MA 01568-1108
Document Number	58280-305
Book / Page	058280 / 000305
Instrument Date	Dec 22, 2017
Instrument	935
Transaction Type	Transfer
Record Updated	Jan 23, 2018

Transaction

Amount	Amount Recorded
Tax	$823.85
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 KIWANIS BEACH RD UPTON MA 015681108, UPTON, MA 01568-1108

Tax Assessment & Valuation

Source: Worcester County and Upton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Upton Town
Unified School District	Mendon-Upton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,167.00 (+3.66%)	$471,500 (+4.22%) Land $218,200 Building $253,300	$509,592 (-16.95%)
2025	$5,949.00 (-0.4%)	$452,400 (+3.62%) Land $218,200 Building $234,200	$613,605 (+5.64%)
2024	$5,973.00 (+38.2%)	$436,600 (+40.12%) Land $212,300 Building $224,300	$580,830
2023	$4,322.00	$311,600 Land $158,100 Building $153,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

21 Kiwanis Beach Rd, Upton, MA 01568 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2018: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

Nearby Properties on Kiwanis Beach Rd

Nearby Streets

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