Middlesex County and Reading Town property record for 21 Kieran Rd, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 2.5 ba · 2,772 sqft · built 1957 |
| Lot Size | 0.345 acres (15,024 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $615,000 (Aug 2016) |
| Tax Bill | $10,702 (2026) |
| Deeds & Mortgages | Sep 2021 Refinance Jun 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:044.0-0000-0088.0 |
| Primary APN | READ M:044.0-0000-0088.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,772 sqft Living Area |
| Gross Area | 3,574 sqft |
| Basement Area | 1,050 sqft |
| Unfinished Basement | 420 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,024 sqft (0.345 acres) |
| Garage Type | Attached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1910000000650 |
|---|---|
| Street Address | 21 KIERAN RD |
| City | READING |
| State | MA |
| Zip | 01867-1042 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S20 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 334300 |
Source: Middlesex County and Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 21 KIERAN RD, READING, MA 01867-1042 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 9, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA |
| Jun 3, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance ENVISION BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2016 · Amount on Record |
| Deed Sale | Aug 8, 2016 · Amount on Record |
| Prior Sale | Oct 30, 2015 |
| Deed Book / Page | 67768 / 266 |
| Transfer Doc | 067768-266 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 21 KIERAN RD, READING, MA 01867-1042 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 078655-373 |
|---|---|
| Date | Sep 9, 2021 |
| Book Page | 78655/373 |
| Instrument | 200652 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 21 KIERAN RD, READING, MA 01867-1042 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0074809-22 |
|---|---|
| Date | Jun 3, 2020 |
| Book Page | 74809/22 |
| Instrument | 84844 |
| Name | ENVISION BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,702.00 (+1.53%) | $976,500 (+5.51%) Land $528,500 Building $447,400 | $1,093,289 (+5.02%) |
| 2025 | $10,541.00 (+1.16%) | $925,500 (+4.09%) Land $500,900 Building $424,600 | $1,041,010 (-8.22%) |
| 2024 | $10,420.00 (+3.22%) | $889,100 (+10.89%) Land $481,200 Building $407,900 | $1,134,300 |
| 2023 | $10,095.00 | $801,800 Land $433,900 Building $367,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1978–2004) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Apr 2004 · Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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