Berks County property record for 21 Kerr Rd, Reading, PA 19606
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,459 sqft · built 2005 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | Individual Name on File |
| Last Sale | $502,000 (Sep 2024) |
| Tax Bill | $2,714 (2026) |
| Deeds & Mortgages | Sep 2023 Mortgage May 2022 Line of Credit + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5326-12-95-8356 |
| Primary APN | 5326-12-95-8356 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,459 sqft Living Area |
| Gross Area | 3,034 sqft |
| Basement Area | 575 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 20,473 sqft (0.47 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Porch | Open Frame Porch |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 43000434 |
|---|---|
| Street Address | 21 KERR RD |
| City | READING |
| State | PA |
| Zip | 19606-9701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | SAGEBROOK |
| Legal Block | 95 |
| Legal Lot Number | 1 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | EXETER |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 12107 |
21 Kerr Rd is owned and occupied by an individual who bought it in September 2024.
Source: Berks County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 21 KERR RD, READING, PA 19606-9701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 13, 2023 | Deed of Trust, Mortgage · Stand-Alone First Mortgage DISCOVERY FCU |
| May 18, 2022 | Deed of Trust, Mortgage · Line of Credit DISCOVERY FCU |
| Nov 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Apr 15, 2021 | Deed of Trust, Mortgage · Line of Credit DISCOVERY FCU |
| Aug 21, 2017 | Deed of Trust, Mortgage · Line of Credit DISCOVERY FCU |
| Apr 10, 2018 | Deed of Trust, Mortgage · Conventional Mortgage DISCOVERY FEDERAL CU |
| May 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Aug 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 9, 2024 · Amount on File |
| Deed Sale | Sep 9, 2024 · Amount on File |
| Prior Sale | Jul 15, 2005 · Amount on File |
| Deed Document Number | 202426981 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 21 KERR RD, READING, PA 19606-9701 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 21 KERR RD, READING, PA 19606-9701 |
| Document Number | 0000027195 |
|---|---|
| Date | Sep 13, 2023 |
| Instrument | 2023027195 |
| Name | DISCOVERY FCU |
|---|---|
| Type | Credit Union |
| Address | READING, PA 19610 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Sep 13, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 21 KERR RD, READING, PA 19606-9701 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000020583 |
|---|---|
| Date | May 18, 2022 |
| Instrument | 2022020583 |
| Name | DISCOVERY FCU |
|---|---|
| Type | Credit Union |
| Address | READING, PA 19610 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 1 Months |
| Due | May 31, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 21 KERR RD, READING, PA 19606-9701 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2021 |
| Title Company | 2020 TITLE LLC, 20 20 TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000058366 |
|---|---|
| Date | Nov 23, 2021 |
| Instrument | 2021058366 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 21 KERR RD, READING, PA 19606-9701 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000019079 |
|---|---|
| Date | Apr 15, 2021 |
| Instrument | 2021019079 |
| Name | DISCOVERY FCU |
|---|---|
| Type | Credit Union |
| Address | READING, PA 19610 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 28, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 21 KERR RD, READING, PA 19606-9701 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000030525 |
|---|---|
| Date | Aug 21, 2017 |
| Instrument | 2017030525 |
| Name | DISCOVERY FCU |
|---|---|
| Type | Credit Union |
| Address | READING, PA 19610 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 28, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 21 KERR RD, READING, PA 19606-9701 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000011543 |
|---|---|
| Date | Apr 10, 2018 |
| Instrument | 2018011543 |
| Name | DISCOVERY FEDERAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 28, 2028 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 21 KERR RD, READING, PA 19606-9701 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000016510 |
|---|---|
| Date | May 28, 2019 |
| Instrument | 2019016510 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 21 KERR RD, READING, PA 19606-9701 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI TITLE AGENCY LTD |
| Name | Verified Name |
|---|
| Document Number | 0000027720 |
|---|---|
| Date | Aug 13, 2020 |
| Instrument | 2020027720 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Jul 1, 2035 |
The 2026 property tax bill for 21 Kerr Rd was $2,714.
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| County Subdivision | Exeter Township |
| Unified School District | Exeter Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,714.00 | $176,700 Land $51,500 Building $125,200 | $51,500 Land $51,500 |
| 2024 | $2,515.00 | $176,700 Land $51,500 Building $125,200 | |
| 1994 | $176,700 Land $51,500 Building $125,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 21 Kerr Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 6 (2021–2025) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21 Kerr Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAW GLEN ALSACE DIV private · serves 24,951 people · EPA ID PA3060088 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Copper | 1.45 mg/L (2025) action level 1.3 mg/L |
| Water Quality | Treatment failure resolved · Aug 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Service Electric Cable TV Cable | 2,000 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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