Seneca County and Fayette Town property record for 21 Keli Dr, Waterloo, NY 13165
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,492 sqft · built 1999 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,853 (Jun 2023) |
| Tax Bill | $8,265 (2026) |
| Deeds & Mortgages | Sep 2023 Refinance Jun 2023 Sale |
| APN | 452201 14-2-29 |
| Primary APN | 452201 14-2-29 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,492 sqft Living Area |
| 1st Floor Area | 1,492 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 16,117 sqft (0.37 acres) |
| Lot Dimensions | 160 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 21 KELI DR |
|---|---|
| City | WATERLOO |
| State | NY |
| Zip | 13165-1828 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CONF |
| Legal Description | MB99-227, 516/86 |
| Legal Block | 2 |
| Legal Lot Number | 29.000 |
| Jurisdiction | SENECA NY |
| Township / Civil Division | FAYETTE |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 950700 |
21 Keli Dr is owned and occupied by two individuals who bought it in June 2023.
Source: Seneca County and Fayette Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21 KELI DR, WATERLOO, NY 13165-1828 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 13, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance M & T BANK |
| Jun 28, 2023 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2023 · Amount on File |
| Deed Sale | Jun 28, 2023 · Amount on File |
| Prior Sale | Oct 18, 2013 · Amount on File |
| Deed Book / Page | 1080 / 100 |
| Prior Transfer Date | Nov 4, 2013 |
| Prior Transfer Doc | 0880000243 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SENECA NY |
| Property Address | 21 KELI DR, WATERLOO, NY 13165-1828 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001900/104 |
|---|---|
| Date | Sep 13, 2023 |
| Book Page | 1900/104 |
| Instrument | 64002 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Oct 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SENECA NY |
| Recording Date | Jun 28, 2023 |
| Property Address | 21 KELI DR, WATERLOO, NY 13165-1828 |
| Document Number | 001080/100 |
| Book / Page | 1080 / 100 |
| Instrument Date | Jun 28, 2023 |
| Instrument | 63220 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2450 COUNTY ROAD 28 UNIT N3, N3, CANANDAIGUA, NY 14424-8188 |
The 2026 property tax bill for 21 Keli Dr was $8,265 with a veteran's exemption, up 7.6% from the year before.
Source: Seneca County and Fayette Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Seneca County |
| County Subdivision | Fayette Town |
| Municipality | Waterloo Village |
| Unified School District | Waterloo Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,265.00 (+7.63%) Veteran's exemption | ||
| 2025 | $7,679.00 (+4.69%) | $156,400 (-) Land $15,100 Building $141,300 | $274,400 (+15.78%) Land $26,493 Building $247,907 |
| 2024 | $7,335.00 | $156,400 (-) Land $15,100 Building $141,300 | $237,000 (+9.1%) Land $22,882 Building $214,118 |
| 2023 | $156,400 Land $15,100 Building $141,300 | $217,222 Land $20,972 Building $196,250 | |
| 2019 | $2,824.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 21 Keli Dr; 1 flood insurance policy is in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21 Keli Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO VILLAGE serves 7,000 people · EPA ID NY4901199 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CBN Fixed Wireless · not low latency | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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