Cherokee County property record for 21 Judy Ln, Murphy, NC 28906
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 4 ba · 1,440 sqft · built 2003 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $246,000 (Nov 2021) |
| Tax Bill | $2,628 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 455500503013000 |
| Primary APN | 455500503013000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,440 sqft Heated Area |
| Upper Floors Area | 480 sqft |
| Basement Area | 960 sqft |
| Finished Basement | 960 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Combination |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 147 ft deep x 93 ft wide |
| Terrain | Mountain |
| Porch | Open Porch |
| Porch Area | 236 sqft |
| Deck Area | 665 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 56080 |
|---|---|
| Street Address | 21 JUDY LN |
| City | MURPHY |
| State | NC |
| Zip | 28906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 16 BLK 1 SEC 10 BEAR PAW 1096/872 B/13B |
| Legal Block | 1 |
| Legal Lot Number | 16 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | SHOAL CREEK |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 930603 |
Source: Cherokee County records, as of October 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 405 CHASE PLANTATION PKWY, HOOVER, AL 35244-1533 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 10, 2021 · Amount on Record |
| Deed Sale | Nov 10, 2021 · Amount on Record |
| Deed Document Number | 7618 |
| Deed Book / Page | 1696 / 327 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Nov 10, 2021 |
| Property Address | 21 JUDY LN, MURPHY, NC 28906 |
| Document Number | 1696/327 |
| Book / Page | 1696 / 327 |
| Map Reference | CAB B SL 47 |
| Instrument Date | Nov 8, 2021 |
| Instrument | 7618 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $492.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1273 CROWN TER, 1273, MARIETTA, GA 30062-3065 |
| Name | Verified Name |
|---|---|
| Address | 405 CHASE PLANTATION PKWY, HOOVER, AL 35244-1533 |
| Document Number | 1696330 |
|---|---|
| Date | Nov 10, 2021 |
| Instrument | 1696/330 |
| Name | HOMESTAR FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,628.00 | $230,180 (-) | $230,180 (-) Land $12,000 Building $218,180 |
| 2023 | $230,180 | $230,180 Land $12,000 Building $218,180 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR PAW RESORT private · serves 909 people · EPA ID NC0120103 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Peachtree Broadband Fiber Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| RiverStreet Networks Fixed Wireless | 25 / 3 |
No cell data coverage reported
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