21 Joseph Pl, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 21 Joseph Pl, Wayne, NJ 07470 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1,459 sqft · built 1957
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on File
Last Sale	$800,000 (Jul 2026)
Tax Bill	$11,564 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-02200-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`14-02200-0000-00013`
Alternative APNs	`1400480E00008` `140220000013`

Interior

Building Area	1,459 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Cape Cod
Lot Area	14,985 sqft (0.344 acres)

Location & Zoning

Old Parcel Number	1400480E00008
Street Address	21 JOSEPH PL
City	WAYNE
State	NJ
Zip	07470-3448
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MARC VALLEY
Legal Block	2200
Legal Lot Number	13
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	3
Census Block	3001
Census Tract	246103

Owner

Source: Passaic County and Wayne Township records · APN 14-02200-0000-00013

Assessment roll updated July 8, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	21 JOSEPH PL, WAYNE, NJ 07470-3448
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC
Jul 01, 2021	Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP
Dec 01, 2020	Deed of Trust, Mortgage · Conventional Mortgage INVESTORS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 27, 2026 · Amount on Record
Deed Sale	Jul 27, 2026 · Amount on Record
Prior Sale	Jul 01, 2021 · Amount on Record
Deed Document Number	202625766
Deed Book / Page	5134 / 221
Prior Transfer Date	Sep 26, 2007
Prior Transfer Doc	0000075759
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jul 27, 2026
Property Address	21 JOSEPH PL, WAYNE, NJ 07470-3448
Document Number	0000025766
Book / Page	5134 / 221
Instrument Date	Jun 19, 2026
Instrument	202625766
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	MCT TITLE SERVICES LLC, SCOTT TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$80,800.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 JOSEPH PL, WAYNE, NJ 07470-3448

Mortgage

Document Number	0000025767,
Date	Jul 27, 2026
Book Page	20055/104
Instrument	202625767

Lender

Name	LUMINATE HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jul 01, 2021
Property Address	21 JOSEPH PL, WAYNE, NJ 07470-3448
Document Number	0000043168
Book / Page	D4072 / 256
Instrument Date	Jun 22, 2021
Instrument	2021043168
Transaction Type	Transfer
Record Updated	Nov 03, 2025
Title Company	HUDSON UNITED TITLE SERVICES LLC, HUDSON UNITED TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,715.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21 JOSEPH PL, WAYNE, NJ 07470-3448

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21 JOSEPH PL, WAYNE, NJ 07470-3448

Mortgage

Document Number	0000043169
Date	Jul 01, 2021
Instrument	2021043169

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	21 JOSEPH PL, WAYNE, NJ 07470-3448
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FORTUNE TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061498
Date	Dec 01, 2020
Book Page	M16623/18
Instrument	2020061498

Lender

Name	INVESTORS BANK
Type	Bank
Address	MILLBURN, NJ 07041

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2050

Tax Assessment & Valuation

Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$192,800 (-) Land $121,000 Building $71,800	$192,800 (-) Land $121,000 Building $71,800
2025	$11,564.00 (+0.87%)	$192,800 (-) Land $121,000 Building $71,800	$192,800 (-) Land $121,000 Building $71,800
2024	$11,464.00 (+5.17%)
2023		$192,800 Land $121,000 Building $71,800	$192,800 Land $121,000 Building $71,800
2022	$10,900.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Passaic County (34031C), updated May 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340312461033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	4 (1979–1980)
Most Recent Claim	Apr 1980, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 316 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Verizon	Fiber	2,300 / 2,300
Optimum Communications	Cable	940 / 35
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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