21 John St, Johnstown, NY 12095 Property Records

Fulton County and Johnstown City property record for 21 John St, Johnstown, NY 12095

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,084 sqft · built 1884
Lot Size0.35 acres (15,246 sqft)
OwnerIndividual Name on File
Tax Bill$1,924 (2026)
Deeds & MortgagesNov 2021 Refinance
APN170800 162.19-3-1

Property Details

APN / Parcel Number

Primary APN170800 162.19-3-1
Alternative APN
  • 080016201900030010000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,084 sqft Total Area
1st Floor Area1,042 sqft
2nd Floor Area1,042 sqft

Exterior

Year BuiltBuilt 1884
Effective Year BuiltEffective 1884
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area15,246 sqft (0.35 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage TypeDetached
Garage Area500 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area240 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address21 JOHN ST
CityJOHNSTOWN
StateNY
Zip12095-1614
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code03 - MULTI
Legal Block3
Legal Lot Number1.000
JurisdictionFULTON NY
Township / Civil DivisionJOHNSTOWN
Census Block Group4
Census Block4014
Census Tract971300

Owner

21 John St, a duplex, is owned and occupied by an individual who acquired it in March 2015.

Source: Fulton County and Johnstown City records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address21 JOHN ST, JOHNSTOWN, NY 12095-1614
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMar 13, 2015
Transfer Doc0000002015/000003069
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFULTON NY
Property Address21 JOHN ST, JOHNSTOWN, NY 12095-1614
Transaction TypeMortgage
Record UpdatedDec 7, 2021
Title CompanyMISC COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202171212
DateNov 16, 2021
Instrument2021-71212
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 21 John St was $1,924 with a homeowner's exemption, down 31.5% from the year before.

Source: Fulton County and Johnstown City assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyFulton County
MunicipalityJohnstown City
Unified School DistrictJohnstown City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,924.00 (-31.46%) Homeowner's exemption
2025$2,807.00$61,000 Land $21,500 Building $39,500$98,387 Land $34,677 Building $63,710
2023$61,000 Land $21,500 Building $39,500$81,333 Land $28,667 Building $52,666

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 21 John St; there have been 9 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies5 in force
Nearby Flood Claims9 (1996–2022)
Most Recent ClaimJun 2022 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Sep 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 John St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJOHNSTOWN (C) WATER WORKS
serves 8,154 people · EPA ID NY1700019
Water SourceSurface water
Last State InspectionNov 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jul 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: Verizon.

Nearby Properties on John St

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