Suffolk County and Smithtown Town property record for 21 Jerome St, Smithtown, NY 11787
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,765 sqft · built 1987 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $645,000 (May 2023) |
| Tax Bill | $12,350 (2024) |
| Deeds & Mortgages | May 2023 Sale Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 134.-3-48.2 |
| Primary APN | 473489 134.-3-48.2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,765 sqft Living Area |
| 1st Floor Area | 1,115 sqft |
| Basement Area | 650 sqft |
| Finished Basement | 650 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood |
| Lot Area | 10,019 sqft (0.23 acres) |
| View / Lot | Suburban |
| Garage Type | Basement |
| Porch | Open Porch |
| Porch Area | 280 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 21 JEROME ST |
|---|---|
| City | SMITHTOWN |
| State | NY |
| Zip | 11787-5737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4-160501.1 TC-68 *20 LOTS 1 TO 5 BIRCHCROFT COLONY BLK H |
| Legal Subdivision | BIRCHCROFT COLONY |
| Legal Block | 3 |
| Legal Lot Number | 48 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 135306 |
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 21 JEROME ST, SMITHTOWN, NY 11787-5737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 10, 2023 | Deed, Transfer MISC COMPANY |
| Feb 6, 2017 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 10, 2023 · Amount on Record |
| Deed Sale | May 10, 2023 · Amount on Record |
| Prior Sale | Nov 14, 2000 · Amount on Record |
| Deed Book / Page | 13201 / 225 |
| Prior Transfer Date | Nov 1, 2000 |
| Prior Transfer Doc | 0120840421 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | May 10, 2023 |
| Property Address | 21 JEROME ST, SMITHTOWN, NY 11787-5737 |
| Document Number | 0132010225 |
| Book / Page | 13201 / 225 |
| Instrument Date | Nov 16, 2022 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2024 |
| Title Company | MISC COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 HAYPATH RD, BETHPAGE, NY 11714-1427 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 21 JEROME ST, SMITHTOWN, NY 11787-5737 |
| Document Number | 0227930167 |
| Book / Page | 022793 / 000167 |
| Instrument Date | Feb 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2017 |
| Title Company | ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 21 JEROME ST SMITHTOWN NY 117875737, SMITHTOWN, NY 11787-5737 |
| Document Number | 0227930167 |
|---|---|
| Date | Feb 28, 2017 |
| Book Page | 022793/000167 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 27, 2032 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Smithtown Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,110 (-) Land $200 Building $4,910 | $638,750 (+10,774.19%) Land $25,000 Building $613,750 | |
| 2024 | $12,350.00 | ||
| 2023 | $5,110 (-) Land $200 Building $4,910 | $5,874 (+12.66%) Land $230 Building $5,644 | |
| 2022 | Homeowner's exemption | $5,110 Land $200 Building $4,910 | $5,214 Land $204 Building $5,010 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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