Polk County property record for 21 Jasmine Ln, Tryon, NC 28782
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,268 sqft · built 2015 |
| Lot Size | 10 acres (436,907 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $7,114 (2026) |
| Deeds & Mortgages | Aug 2018 Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | P88-173 |
| Primary APN | P88-173 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 2,268 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 436,907 sqft (10 acres) |
| Porch | Porch |
| Deck Area | Deck Area |
| Total Buildings | 3 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Account Number | 52905 |
|---|---|
| Street Address | 21 JASMINE LN |
| City | TRYON |
| State | NC |
| Zip | 28782-0139 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 10.03 ACRES, P88 MAP P88 |
| Legal Subdivision | MAP P88 |
| Jurisdiction | POLK NC |
| Township / Civil Division | COLUMBUS |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 920103 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 21 JASMINE LN, TRYON, NC 28782-0139 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Aug 23, 2018 | Deed of Trust, Mortgage FIRST CITIZEN B&T CO |
| Mar 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Jun 15, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 21 JASMINE LN, TRYON, NC 28782-0139 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000000435/0000001195 |
|---|---|
| Date | Aug 23, 2018 |
| Book Page | 0000000435/0000001195 |
| Name | FIRST CITIZEN B&T CO |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 21 JASMINE LN, TRYON, NC 28782-0139 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000457/395 |
|---|---|
| Date | Mar 5, 2021 |
| Book Page | 457/395 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 21 JASMINE LN, TRYON, NC 28782-0139 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2023 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 21 JASMINE LN, TRYON, NC 28782-0139 |
| Document Number | 000460/812 |
|---|---|
| Date | Jun 15, 2021 |
| Book Page | 460/812 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,114.00 | $1,361,059 (-) Land $264,540 Building $1,096,519 | $1,361,059 (-) Land $264,540 Building $1,096,519 |
| 2025 | $7,114.00 (+10.41%) | $1,361,059 (+34.5%) Land $264,540 Building $1,096,519 | $1,361,059 (+34.5%) Land $264,540 Building $1,096,519 |
| 2023 | $6,443.00 | $1,011,919 Land $190,450 Building $821,469 | |
| 2021 | $1,011,919 Land $190,450 Building $821,469 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2013) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Skyrunner Fiber | 1,000 / 1,000 |
| Windstream DSL | 200 / 20 |
May also be available: T-Mobile.
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