21 Janet Ln, Springfield, NJ 07081 Property Records

Union County and Springfield Township property record for 21 Janet Ln, Springfield, NJ 07081

Property Summary

Property TypeSingle Family Home
Details2,195 sqft · built 1957
Lot Size0.23 acres (10,001 sqft)
Owner2 Individual Names on File
Last Sale$460,000 (Mar 2013)
Tax Bill$14,466 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Feb 2024 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN17-02004-0000-00011

Property Details

APN / Parcel Number

Primary APN17-02004-0000-00011
Alternative APN
  • 170200400011

Interior

Stories1 Story
Building Area2,195 sqft Living Area
1st Floor Area2,195 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleCape Cod
Exterior MaterialWood
Construction TypeWood
Lot Area10,001 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address21 JANET LN
CitySPRINGFIELD
StateNJ
Zip07081-2714
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionLOU-ANN PARK
Legal Block2004
Legal Lot Number11
JurisdictionUNION NJ
Township / Civil DivisionSPRINGFIELD
Census Block Group1
Census Block1020
Census Tract37602

Owner

21 Janet Ln is owned and occupied by two individuals who acquired it in June 2019.

Source: Union County and Springfield Township records, as of July 8, 2026

Owner of Record2 Individual Names on File
Mailing Address21 JANET LN, SPRINGFIELD, NJ 07081-2714
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2026Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Feb 27, 2024Deed of Trust, Mortgage · Line of Credit
COLUMBIA BANK
Feb 17, 2023Deed of Trust, Mortgage
COLUMBIA BANK
Jan 26, 2021Deed of Trust, Mortgage · FHA Mortgage
US MORTGAGE CORP
Apr 1, 2020Deed of Trust, Mortgage · FHA Mortgage
US MORTGAGE CORP
Jul 17, 2019Intrafamily Transfer, Transfer
1ST ADVANTAGE ABSTRACT LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 25, 2013 · Amount on File
Deed SaleMar 25, 2013 · Amount on File
Prior SaleSep 14, 2012 · Amount on File
Deed Book / Page5946 / 324
Last Transfer DateJun 17, 2019
Transfer Doc0063312181
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Recording DateSep 16, 2026
Property Address21 JANET LN, SPRINGFIELD, NJ 07081-2714
Document Number0000097283
Book / Page15857 / 2144
Instrument DateAug 25, 2026
Instrument202697283
Transaction TypeMortgage
Record UpdatedSep 25, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 JANET LN, SPRINGFIELD, NJ 07081-2714

Mortgage

Document Number0000097283,
DateSep 16, 2026
Book Page15857/2144
Instrument202697283
Lender
NameCITIZENS BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term299 Months
DueAug 30, 2051
Interest
Max Rate-1%

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address21 JANET LN, SPRINGFIELD, NJ 07081-2714
Transaction TypeMortgage
Record UpdatedMar 13, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0154672653
DateFeb 27, 2024
Book Page15467/2653
Instrument61779
Lender
NameCOLUMBIA BANK
TypeBank
AddressFAIR LAWN, NJ 07410
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address21 JANET LN, SPRINGFIELD, NJ 07081-2714
Transaction TypeMortgage
Record UpdatedMar 3, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0153342627
DateFeb 17, 2023
Book Page15334/2627
Instrument48935
Lender
NameCOLUMBIA BANK
TypeBank
AddressFAIR LAWN, NJ 07410
Agreement
AmountAmount on Record

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address21 JANET LN, SPRINGFIELD, NJ 07081-2714
Transaction TypeMortgage
Record UpdatedFeb 10, 2021
Title Company1ST ADVANTAGE ABSTRACT LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0148682610
DateJan 26, 2021
Book Page14868/2610
Instrument2465
Lender
NameUS MORTGAGE CORP
TypeMortgage Company
AddressMELVILLE, NY 11747
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address21 JANET LN, SPRINGFIELD, NJ 07081-2714
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0146722096
DateApr 1, 2020
Book Page14672/2096
Instrument689273
Lender
NameUS MORTGAGE CORP
TypeMortgage Company
AddressMELVILLE, NY 11747
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term359 Months
DueMar 1, 2050

July 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionUNION NJ
Recording DateJul 17, 2019
Property Address21 JANET LN, SPRINGFIELD, NJ 07081-2714
Document Number0063312181
Book / Page6331 / 2181
Map ReferenceMAP 451-F
Instrument DateJun 17, 2019
Instrument315022
Transaction TypeTransfer
Record UpdatedNov 4, 2021
Title Company1ST ADVANTAGE ABSTRACT LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 JANET LN, SPRINGFIELD, NJ 07081-2714

Tax Assessment & Valuation

The 2025 property tax bill for 21 Janet Ln was $14,466, up 1.5% from the year before.

Source: Union County and Springfield Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
County SubdivisionSpringfield Township
Unified School DistrictSpringfield Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$600,000 (-) Land $229,500 Building $370,500$600,000 (-) Land $229,500 Building $370,500
2025$14,466.00 (+1.52%)$600,000 Land $229,500 Building $370,500$600,000 Land $229,500 Building $370,500
2024$14,250.00
2023$600,000 Land $229,500 Building $370,500$600,000 Land $229,500 Building $370,500
2022$13,014.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Janet Ln in Zone X, an area of minimal flood risk, though there have been 122 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 36 policies
Nearby Flood Policies36 in force
Nearby Flood Claims122 (1978–2023)
Claims Outside the SFHA31 of 122
Most Recent ClaimDec 2023 · river or lake flooding
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 15 claims
  • Hurricane Irene, Aug 2011 · 35 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Janet Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - SHORT HILLS
private · serves 217,230 people · EPA ID NJ0712001
Water SourceSurface water
Last State InspectionNov 2022
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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