Morgan County property record for 21 Ivy Pl, Decatur, AL 35603
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,452 sqft · built 2009 |
| Lot Size | 0.402 acres (17,514 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $237,000 (Jan 2022) |
| Tax Bill | $588 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Dec 2009 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-01-01-0-000-002.039 |
| Primary APN | 12-01-01-0-000-002.039 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,452 sqft Living Area |
| 1st Floor Area | 1,452 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 17,514 sqft (0.402 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 149434 |
|---|---|
| Street Address | 21 IVY PL |
| City | DECATUR |
| State | AL |
| Zip | 35603-5935 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 32, CYPRESS COVE SUBDIVISION ADDITION NO. 1 MB 2006 PG 24 SEC 1, T6S, R4W |
| Legal Range | 4W |
| Legal Township | 6S |
| Legal Section | 01 |
| Legal Subdivision | CYPRESS COVE S/D ADDITION 1 |
| Legal Lot Number | 32 |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | SOMERVILLE |
| Census Block Group | 3 |
| Census Block | 3043 |
| Census Tract | 5404 |
21 Ivy Pl is owned and occupied by two individuals who bought it in January 2022.
Source: Morgan County records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21 IVY PL, DECATUR, AL 35603-5935 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BANK INDEPENDENT |
| Dec 2, 2009 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGEAMERICA INC |
| Jan 20, 2022 | Warranty Deed, Transfer · Line of Credit BANK INDEPENDENT |
| Jan 20, 2022 | Warranty Deed, Transfer · Line of Credit BANK INDEPENDENT |
| Feb 14, 2013 | Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK |
| Sep 18, 2009 | Warranty Deed, Construction Loan · Construction Mortgage GOBBLE FITE LUMBER CO INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 20, 2022 · Amount on File |
| Deed Sale | Jan 20, 2022 · Amount on File |
| Prior Sale | Feb 14, 2013 · Amount on File |
| Deed Book / Page | 2022 / 816 |
| Prior Transfer Date | Jan 21, 2021 |
| Prior Transfer Doc | 02022/3759 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 21 IVY PL, DECATUR, AL 35603-5935 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2022/30454 |
|---|---|
| Date | Jun 21, 2022 |
| Book Page | 2022/30454 |
| Name | BANK INDEPENDENT |
|---|---|
| Type | Bank |
| Address | FLORENCE, AL 35630 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 21 IVY PL, DECATUR, AL 35603-5935 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2009/46058 |
|---|---|
| Date | Dec 2, 2009 |
| Book Page | 2009/46058 |
| Name | MORTGAGEAMERICA INC |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35243 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Jan 20, 2022 |
| Property Address | 21 IVY PL, DECATUR, AL 35603-5935 |
| Document Number | 002022/816 |
| Book / Page | 2022 / 816 |
| Map Reference | MB 2006 PG 24 |
| Instrument Date | Dec 21, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21 IVY PL, DECATUR, AL 35603-5935 |
| Document Number | 02022/3759 |
|---|---|
| Date | Jan 20, 2022 |
| Book Page | 2022/3759 |
| Name | BANK INDEPENDENT |
|---|---|
| Type | Bank |
| Address | SHEFFIELD, AL 35660 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Jan 20, 2022 |
| Property Address | 21 IVY PL, DECATUR, AL 35603-5935 |
| Document Number | 002022/816 |
| Book / Page | 2022 / 816 |
| Map Reference | MB 2006 PG 24 |
| Instrument Date | Dec 21, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21 IVY PL, DECATUR, AL 35603-5935 |
| Document Number | 0020223759 |
|---|---|
| Date | Jan 20, 2022 |
| Instrument | 2022/3759 |
| Name | BANK INDEPENDENT |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Feb 14, 2013 |
| Property Address | 21 IVY PL, DECATUR, AL 35603-5935 |
| Document Number | 2013/01094 |
| Book / Page | 2013 / 01094 |
| Map Reference | MB2006 PG24 |
| Instrument Date | Feb 13, 2013 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 721 DUNCAN RD, FALKVILLE, AL 35622-5615 |
| Name | Verified Name |
|---|---|
| Address | 21 EVY PLACE, DECATUR, AL 35601 |
| Document Number | 2013/06491 |
|---|---|
| Date | Feb 14, 2013 |
| Book Page | 2013/06491 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Sep 18, 2009 |
| Property Address | 21 IVY PL, DECATUR, AL 35603-5935 |
| Document Number | 2009/04984 |
| Book / Page | 2009 / 04984 |
| Map Reference | MB2006 PG24 |
| Instrument Date | Sep 11, 2009 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 19, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.50 |
| Amount Accuracy | Partially Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 43 JOHNSTOWN CV, DECATUR, AL 35603-6904 |
| Investor | Possibly a Property Investor |
| Document Number | 0200937230 |
|---|---|
| Date | Sep 18, 2009 |
| Instrument | 2009/37230 |
| Name | GOBBLE FITE LUMBER CO INC |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 2009/37233 |
|---|---|
| Date | Sep 18, 2009 |
| Book Page | 2009/37233 |
| Name | CYPRESS COVE DEVELOPMENT LLC |
|---|
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 21 Ivy Pl was $588 with a homeowner's exemption.
Source: Morgan County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $588.00 Homeowner's exemption | $17,150 (+1.12%) Land $2,750 Building $14,400 | $171,500 (+1.12%) Land $27,500 Building $144,000 |
| 2024 | $16,960 (-0.99%) Land $2,500 Building $14,460 | $169,600 (-0.99%) Land $25,000 Building $144,600 | |
| 2023 | $580.00 (-2.19%) Homeowner's exemption | $17,130 (-0.93%) Land $2,500 Building $14,630 | $171,300 (-0.93%) Land $25,000 Building $146,300 |
| 2022 | $593.00 Homeowner's exemption | $17,290 Land $2,500 Building $14,790 | $172,900 Land $25,000 Building $147,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 21 Ivy Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21 Ivy Pl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| FlashFiber Fiber | 1,000 / 1,000 |
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