21 Irving Dr, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 21 Irving Dr, Concord, NH 03301

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,731 sqft · built 1994
Lot Size	1.27 acres (55,321 sqft)
Owner	2 Individual Names on File
Last Sale	$253,000 (Jul 2014)
Tax Bill	$9,341 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Aug 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:28-Z B:55`

Property Details

APN / Parcel Number

Primary APN	`M:28-Z B:55`
Alternative APN	`CNCD M:28Z B:55`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,731 sqft Living Area
Gross Area	3,336 sqft
1st Floor Area	1,040 sqft
Basement Area	864 sqft
Unfinished Basement	154 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	55,321 sqft (1.27 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	21 IRVING DR
City	CONCORD
State	NH
Zip	03301-8623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Block	55
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1001
Census Tract	32800

Owner

21 Irving Dr is owned and occupied by two individuals who bought it in July 2014.

Source: Merrimack County and Concord City records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21 IRVING DR, CONCORD, NH 03301-8623
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2025	Deed of Trust, Mortgage · Line of Credit BANGOR SAVINGS BANK
Aug 18, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CMG MORTGAGE INC
Jun 19, 2017	Deed of Trust, Mortgage · Conventional with PMI REGENCY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2014 · Amount on File
Deed Sale	Jul 17, 2014 · Amount on File
Prior Sale	Jun 25, 2010 · Amount on File
Deed Book / Page	3448 / 416
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	21 IRVING DR, CONCORD, NH 03301-8623
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013579
Date	Sep 2, 2025
Book Page	3901/1265
Instrument	202500013579

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	21 IRVING DR, CONCORD, NH 03301-8623
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021317
Date	Aug 18, 2021
Book Page	3754/607
Instrument	202100021317

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	21 IRVING DR, CONCORD, NH 03301-8623
Document Number	0035610667
Book / Page	003561 / 000667
Instrument Date	Jun 19, 2017
Transaction Type	Mortgage
Record Updated	Jul 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21 IRVING DR CONCORD NH 033018623, CONCORD, NH 03301-8623

Mortgage

Document Number	0035610667
Date	Jun 30, 2017
Book Page	003561/000667
Instrument	11774

Lender

Name	REGENCY MTG
Type	Mortgage Company
Address	HOOKSETT, NH 03106

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	300 Months
Due	Jun 29, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 21 Irving Dr was $9,341, up 5.1% from the year before.

Source: Merrimack County and Concord City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Concord School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,341.00 (+5.12%)	$320,900 (-) Land $122,700 Building $198,200
2024	$8,886.00 (+3.1%)	$320,900 (-) Land $122,700 Building $198,200
2023	$8,619.00 (+3.74%)	$320,900 (-) Land $122,700 Building $198,200	$511,765
2022	$8,308.00	$320,900 Land $122,700 Building $198,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Irving Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Irving Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 44,215 people · EPA ID NH0501010
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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