Essex County and Topsfield Town property record for 21 High St, Topsfield, MA 01983
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,613 sqft · built 1850 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $458,000 (Feb 2018) |
| Tax Bill | $9,435 (2025) |
| Deeds & Mortgages | May 2020 Refinance Feb 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | TOPS M:0041 B:0062 L |
| Primary APN | TOPS M:0041 B:0062 L |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,613 sqft Living Area |
| Gross Area | 2,992 sqft |
| Basement Area | 704 sqft |
| Unfinished Basement | 704 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1850 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,246 sqft (0.35 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1573 |
|---|---|
| Street Address | 21 HIGH ST |
| City | TOPSFIELD |
| State | MA |
| Zip | 01983-1403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR |
| Legal Block | 62 |
| Jurisdiction | TOPSFIELD MA |
| Township / Civil Division | TOPSFIELD |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 214100 |
21 High St is owned and occupied by two individuals who acquired it in April 2020.
Source: Essex County and Topsfield Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21 HIGH ST, TOPSFIELD, MA 01983-1403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 28, 2020 | Quit Claim Deed, Transfer · Stand-Alone Refinance QUICKEN LOANS INC |
| Feb 20, 2018 | Quit Claim Deed, Transfer · Conventional with PMI LEND USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 20, 2018 · Amount on File |
| Deed Sale | Feb 20, 2018 · Amount on File |
| Deed Book / Page | 36539 / 250 |
| Last Transfer Date | Apr 9, 2020 |
| Transfer Doc | 38559-210 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | TOPSFIELD MA |
| Recording Date | May 28, 2020 |
| Property Address | 21 HIGH ST, TOPSFIELD, MA 01983-1403 |
| Document Number | 38559-210 |
| Book / Page | 38559 / 210 |
| Instrument Date | Apr 9, 2020 |
| Instrument | 20200528004740 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21 HIGH ST, TOPSFIELD, MA 01983-1403 |
| Investor | Possibly a Property Investor |
| Document Number | 38559-212 |
|---|---|
| Date | May 28, 2020 |
| Book Page | 38559/212 |
| Instrument | 20200528004750 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | TOPSFIELD MA |
| Recording Date | Feb 20, 2018 |
| Property Address | 21 HIGH ST, TOPSFIELD, MA 01983-1403 |
| Document Number | 36539-250 |
| Book / Page | 036539 / 000250 |
| Instrument Date | Feb 20, 2018 |
| Instrument | 1802201510 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,088.48 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21 HIGH ST TOPSFIELD MA 019831403, TOPSFIELD, MA 01983-1403 |
| Document Number | 36539-252 |
|---|---|
| Date | Feb 20, 2018 |
| Book Page | 036539/000252 |
| Instrument | 1802201520 |
| Name | LEND USA |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 19, 2048 |
The 2025 property tax bill for 21 High St was $9,435, up 2% from the year before.
Source: Essex County and Topsfield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Topsfield Town |
| Secondary School District | Masconomet School District (07 - 12) |
| Elementary School District | Topsfield School District (PK - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,435.00 (+2.04%) | $629,400 (-) Land $327,400 Building $302,000 | $749,550 |
| 2024 | $9,246.00 (+9.76%) | $629,400 (+13.57%) Land $327,400 Building $302,000 | |
| 2023 | $8,424.00 | $554,200 Land $316,400 Building $237,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21 High St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 10 (1978–2010) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21 High St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOPSFIELD WATER DEPARTMENT serves 5,435 people · EPA ID MA3298000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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