21 High St, Summit, NJ 07901 Property Records

Union County and Summit City property record for 21 High St, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	3,310 sqft · built 1924
Lot Size	0.316 acres (13,765 sqft)
Owner	2 Individual Names on File
Last Sale	$1,750,000 (Jan 2022)
Tax Bill	$33,980 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-02803-0000-00035`

Property Details

APN / Parcel Number

Primary APN	`18-02803-0000-00035`
Alternative APNs	`1800059000000014` `180280300035`

Interior

Stories	2 Stories
Building Area	3,310 sqft Living Area

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	13,765 sqft (0.316 acres)

Location & Zoning

Old Parcel Number	1800059000000014
Street Address	21 HIGH ST
City	SUMMIT
State	NJ
Zip	07901-2452
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Block	2803
Legal Lot Number	35
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	1
Census Block	1001
Census Tract	37900

Owner

Source: Union County and Summit City assessment roll, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	21 HIGH ST, SUMMIT, NJ 07901-2452
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Deed, Transfer · Conventional Mortgage PINNACLE MORTGAGE INC
Dec 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
May 13, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Dec 12, 2018	Deed, Transfer CHP TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 10, 2022 · Amount on Record
Deed Sale	Jan 10, 2022 · Amount on Record
Prior Sale	Dec 12, 2018 · Amount on Record
Deed Document Number	202213614
Deed Book / Page	6446 / 2642
Prior Transfer Date	Nov 1, 2007
Prior Transfer Doc	0056810663
Record Updated	Sep 20, 2026

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Jan 10, 2022
Property Address	21 HIGH ST, SUMMIT, NJ 07901-2452
Document Number	0064462642
Book / Page	6446 / 2642
Instrument Date	Dec 23, 2021
Instrument	13614
Transaction Type	Transfer
Record Updated	Apr 7, 2023
Title Company	SIMPLICITY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$36,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21 HIGH ST, SUMMIT, NJ 07901-2452

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 HIGH ST, SUMMIT, NJ 07901-2452

Mortgage

Document Number	0000028991
Date	Jan 10, 2022
Instrument	28991

Lender

Name	PINNACLE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	21 HIGH ST, SUMMIT, NJ 07901-2452
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0148492315
Date	Dec 31, 2020
Book Page	14849/2315
Instrument	707231

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	21 HIGH ST, SUMMIT, NJ 07901-2452
Document Number	0145592203
Instrument Date	May 13, 2019
Transaction Type	Mortgage
Record Updated	Jun 6, 2019
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21 HIGH ST SUMMIT NJ 079012452, SUMMIT, NJ 07901-2452

Mortgage

Document Number	0145592203
Date	May 23, 2019
Book Page	014559/002203
Instrument	673004

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 22, 2049

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Dec 12, 2018
Property Address	21 HIGH ST, SUMMIT, NJ 07901-2452
Document Number	0063000111
Book / Page	6300 / 0111
Instrument Date	Nov 19, 2018
Instrument	307789
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	CHP TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$30,602.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	802 BUCK CT, 802, MANTENO, IL 60950-3725

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 HIGH ST, SUMMIT, NJ 07901-2452

Tax Assessment & Valuation

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$760,000 (-) Land $223,200 Building $536,800	$760,000 (-) Land $223,200 Building $536,800
2025	$33,980.00 (+2.64%)	$760,000 (+28.86%) Land $223,200 Building $536,800	$760,000 (+28.86%) Land $223,200 Building $536,800
2024	$33,106.00 (+31.06%)
2023		$589,800 Land $223,200 Building $366,600	$589,800 Land $223,200 Building $366,600
2022	$25,261.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	12 (1979–2021)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

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