21 High St, Saco, ME 04072 Property Records

York County and Saco City property record for 21 High St, Saco, ME 04072

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,527 sqft · built 1860
Lot Size	0.283 acres (12,327 sqft)
Owner	2 Individual Names on Record
Last Sale	$456,500 (Dec 2022)
Tax Bill	$6,582 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SACO M:031 L:038 U:001-000`

Property Details

APN / Parcel Number

Primary APN	`SACO M:031 L:038 U:001-000`
Alternative APN	`M:031 L:038 U:001=000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,527 sqft Living Area
Gross Area	4,639 sqft
1st Floor Area	1,258 sqft
Attic	Attic
Attic Area	960 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Architectural Style	Historical
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,327 sqft (0.283 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	21 HIGH ST
City	SACO
State	ME
Zip	04072-3327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HDR
Legal Lot Number	38
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	2
Census Block	2006
Census Tract	5301

Owner

Source: York County and Saco City records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 HIGH ST, SACO, ME 04072-3327
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage GUILD MORTGAGE CO
Dec 5, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
Jan 20, 2017	Deed of Trust, Mortgage INFINITY FCU
Jan 20, 2017	Deed of Trust, Mortgage · Line of Credit INFINITY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2022 · Amount on Record
Deed Sale	Dec 1, 2022 · Amount on Record
Prior Sale	Dec 5, 2019 · Amount on Record
Deed Document Number	202250200
Deed Book / Page	19162 / 599
Transfer Doc	16346-0657
Record Updated	Sep 20, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Dec 1, 2022
Property Address	21 HIGH ST, SACO, ME 04072-3327
Document Number	0191620599
Book / Page	19162 / 599
Instrument Date	Nov 30, 2022
Instrument	2022050200
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	200 BLACK POINT RD, SCARBOROUGH, ME 04074-9344

Mortgage

Document Number	2022050201
Date	Dec 1, 2022
Instrument	2022050201

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Dec 5, 2019
Property Address	21 HIGH ST, SACO, ME 04072-3327
Document Number	0181140504
Book / Page	18114 / 504
Instrument Date	Dec 4, 2019
Instrument	19052220
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	25 LOCUST ST APT 703, 703, HAVERHILL, MA 01830-7013

Mortgage

Document Number	0019052221
Date	Dec 5, 2019
Instrument	19052221

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	21 HIGH ST, SACO, ME 04072-3327
Document Number	0174110423
Instrument Date	Jan 20, 2017
Transaction Type	Mortgage
Record Updated	Feb 10, 2017
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 HIGH ST SACO ME 040723327, SACO, ME 04072-3327

Mortgage

Document Number	0174110423
Date	Jan 26, 2017
Book Page	017411/000423
Instrument	3809

Lender

Name	INFINITY FCU
Type	Credit Union
Address	PORTLAND, ME 04104

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	21 HIGH ST, SACO, ME 04072-3327
Document Number	0174130010
Instrument Date	Jan 20, 2017
Transaction Type	Mortgage
Record Updated	Jan 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 HIGH ST SACO ME 040723327, SACO, ME 04072-3327

Mortgage

Document Number	0174130010
Date	Jan 30, 2017
Book Page	017413/000010
Instrument	4175

Lender

Name	INFINITY FCU
Type	Credit Union
Address	PORTLAND, ME 04104

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,582.00 (+2.06%)	$463,500 (+0.98%) Land $119,400 Building $344,100
2024	$6,449.00 (+29.86%)	$459,000 (+69.44%) Land $119,400 Building $339,600	$545,965
2022	$4,966.00	$270,900 Land $91,000 Building $179,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GoNetspeed.

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