21 Hickory Ln, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 21 Hickory Ln, Stow, MA 01775 · Last verified June 2026

Property Summary

Property Type	Condominium
Details	4 bd · 2.5 ba · 2,826 sqft · built 2000
Lot Size	0.766 acres (33,367 sqft)
Owner	Individual Name on File
Last Sale	$1,000,000 (Nov 2022)
Tax Bill	$16,505 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R-7 041A-1`

Property Details

APN / Parcel Number

Primary APN	`R-7 041A-1`
Alternative APNs	`STOW M:000R-7 P:041A-1` `M:000R=7 P:041A=1`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,826 sqft Living Area
Gross Area	6,473 sqft
1st Floor Area	1,428 sqft
Attic	Attic
Attic Area	1,120 sqft
Basement Area	1,428 sqft
Unfinished Basement	1,428 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Wood Siding
Lot Area	33,367 sqft (0.766 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	R-7 041A-1
Street Address	21 HICKORY LN
City	STOW
State	MA
Zip	01775-2129
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Jurisdiction	STOW MA
Township / Civil Division	STOW
Census Block Group	1
Census Block	1008
Census Tract	323102

Owner

Source: Middlesex County and Stow Town records · APN R-7 041A-1

Assessment roll updated April 14, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	21 HICKORY LN, STOW, MA 01775-2129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINT MORTGAGE
Jul 16, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Apr 15, 2025	Deed of Trust, Mortgage · Line of Credit MIDDLESEX SAVINGS BANK
Nov 20, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance MOVEMENT MORTGAGE
Nov 14, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage TD BANK NA
Mar 29, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 14, 2022 · Amount on Record
Deed Sale	Nov 14, 2022 · Amount on Record
Prior Sale	Jun 29, 2000 · Amount on Record
Deed Document Number	2022167103
Deed Book / Page	80936 / 396
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Recording Date	Apr 27, 2026
Property Address	21 HICKORY LN, STOW, MA 01775-2129
Document Number	0085513-61
Book / Page	85513 / 61
Instrument Date	Apr 22, 2026
Instrument	202646268
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046268,
Date	Apr 27, 2026
Book Page	85513/61
Instrument	202646268

Lender

Name	NORTHPOINT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 01, 2041

Interest

Rate	5.75%
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	21 HICKORY LN, STOW, MA 01775-2129
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	078257-351
Date	Jul 16, 2021
Book Page	78257/351
Instrument	160403

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Aug 01, 2046

Interest

Rate Type	Adjustable Rate

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	21 HICKORY LN, STOW, MA 01775-2129
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	083972-195
Date	Apr 15, 2025
Book Page	83972/195
Instrument	39293

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2055

Interest

Rate Type	Adjustable Rate

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	21 HICKORY LN, STOW, MA 01775-2129
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	083494-417
Date	Nov 20, 2024
Book Page	83494/417
Instrument	132897

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2054

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	Nov 14, 2022
Property Address	21 HICKORY LN, STOW, MA 01775-2129
Document Number	080936-396
Book / Page	80936 / 396
Instrument Date	Nov 10, 2022
Instrument	167103
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 HICKORY LN # UT1, UT1, STOW, MA 01775-2129

Mortgage

Document Number	0000167104
Date	Nov 14, 2022
Instrument	167104

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	21 HICKORY LN, STOW, MA 01775-2129
Document Number	70908-532
Instrument Date	Mar 29, 2018
Transaction Type	Mortgage
Record Updated	May 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 HICKORY LN #21 STOW MA 017752129, 21, STOW, MA 01775-2129

Mortgage

Document Number	70908-532
Date	Apr 24, 2018
Book Page	070908/000532
Instrument	55588

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Stow Town records · Assessment roll updated April 14, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stow Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,505.00 (+1.43%)	$947,500 (-1.19%) Building $947,500	$1,033,790
2024	$16,273.00 (+21.06%)	$958,900 (+29.34%) Building $958,900
2023	$13,442.00	$741,400 Building $741,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 64 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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