Buncombe County property record for 21 Hessen Rd, Asheville, NC 28804
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,010 sqft · built 1962 |
| Lot Size | 1.04 acres (45,302 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $2,886 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 643257-2020-202 |
| Primary APN | 643257-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,010 sqft Living Area |
| Gross Area | 3,461 sqft |
| 1st Floor Area | 2,010 sqft |
| Basement Area | 1,204 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 45,302 sqft (1.04 acres) |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 535 sqft |
| Deck Area | 81 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 643257-2020-202 |
|---|---|
| Street Address | 21 HESSEN RD |
| City | ASHEVILLE |
| State | NC |
| Zip | 28804-2057 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BDM |
| Legal Description | SUBDIV: ELK MOUNTAIN SCENIC VIEWS LOT: 48 48A & PT 42A PLAT: 0028-0042 |
| Legal Subdivision | ELK MOUNTAIN SCENIC VIEWS |
| Legal Block | 2 |
| Legal Lot Number | 48 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | REEMS CREEK |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 1700 |
21 Hessen Rd is owner-occupied and held in a trust since March 2021.
Source: Buncombe County records, as of March 25, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 21 HESSEN RD, ASHEVILLE, NC 28804-2057 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 29, 2021 |
| Transfer Doc | 0060450842 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Apr 5, 2021 |
| Property Address | 21 HESSEN RD, ASHEVILLE, NC 28804-2057 |
| Document Number | 0060450842 |
| Book / Page | 6045 / 842 |
| Map Reference | MB 28 PG 42 |
| Instrument Date | Mar 29, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 21 HESSEN RD, ASHEVILLE, NC 28804-2057 |
| Document Number | 6045846 |
|---|---|
| Date | Apr 5, 2021 |
| Instrument | 6045/846 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
The 2025 property tax bill for 21 Hessen Rd was $2,886, up 4.3% from the year before.
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Asheville City Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,886.00 (+4.26%) | $357,500 Land $71,800 Building $285,700 | $357,500 Land $71,800 Building $285,700 |
| 2024 | $2,768.00 (+2.59%) | ||
| 2023 | $2,698.00 | $357,500 | $357,500 Land $71,800 Building $285,700 |
| 2021 | $357,500 Land $71,800 Building $285,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21 Hessen Rd in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 34 units insured incl. 14 condo units |
| Nearby Flood Claims | 25 (1979–2024) |
| Claims Outside the SFHA | 9 of 25 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21 Hessen Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Skyrunner Fixed Wireless | 25 / 10 |
May also be available: AT&T, Carolina West Wireless.
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