Somerset County and Warren Township property record for 21 Heritage Dr, Warren, NJ 07059
| Property Type | Single Family Home |
|---|---|
| Details | 3,410 sqft · built 2004 |
| Lot Size | 1.56 acres (67,954 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $885,000 (Jan 2022) |
| Tax Bill | $17,813 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit May 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-00029-0000-00007 |
| Primary APN | 20-00029-0000-00007 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,410 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Construction Type | Frame |
| Lot Area | 67,954 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 00007150 |
|---|---|
| Street Address | 21 HERITAGE DR |
| City | WARREN |
| State | NJ |
| Zip | 07059-6807 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R65 |
| Legal Subdivision | HERITAGE HILLS |
| Legal Block | 29 |
| Legal Lot Number | 7 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | WARREN |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 52203 |
21 Heritage Dr is owned and occupied by two individuals who bought it in January 2022.
Source: Somerset County and Warren Township records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21 HERITAGE DR, WARREN, NJ 07059-6807 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 8, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| May 24, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Apr 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BCB COMMUNITY BANK |
| Jan 18, 2022 | Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 18, 2022 · Amount on File |
| Deed Sale | Jan 18, 2022 · Amount on File |
| Prior Sale | Oct 8, 2004 · Amount on File |
| Deed Document Number | 20222424 |
| Deed Book / Page | 7417 / 2696 |
| Prior Transfer Date | Sep 9, 2011 |
| Prior Transfer Doc | 0000041399 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 21 HERITAGE DR, WARREN, NJ 07059-6807 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000029285 |
|---|---|
| Date | Nov 8, 2023 |
| Book Page | 7532/3181 |
| Instrument | 2023029285 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 29, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 21 HERITAGE DR, WARREN, NJ 07059-6807 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2023 |
| Name | Verified Name |
|---|---|
| Address | 21 HERITAGE DR, WARREN, NJ 07059-6807 |
| Document Number | 0000012905 |
|---|---|
| Date | May 24, 2023 |
| Book Page | 7506/2600 |
| Instrument | 2023012905 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 21, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 21 HERITAGE DR, WARREN, NJ 07059-6807 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000016883 |
|---|---|
| Date | Apr 27, 2022 |
| Book Page | 7440/1985 |
| Instrument | 2022016883 |
| Name | BCB COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BAYONNE, NJ 07002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Jan 18, 2022 |
| Property Address | 21 HERITAGE DR, WARREN, NJ 07059-6807 |
| Document Number | 0000002424 |
| Book / Page | 7417 / 2696 |
| Instrument Date | Jan 14, 2022 |
| Instrument | 2022002424 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Tax | $8,241.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 21 HERITAGE DR, 21, WARREN, NJ 07059-6807 |
| Name | Verified Name |
|---|---|
| Address | 21 HERITAGE DR, WARREN, NJ 07059-6807 |
The 2025 property tax bill for 21 Heritage Dr was $17,813, up 3.1% from the year before.
Source: Somerset County and Warren Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Warren Township |
| Elementary School District | Warren Township School District (KG - 08) |
| Secondary School District | Watchung Hills Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,083,000 (+6.52%) Land $388,000 Building $695,000 | $1,083,000 (+6.52%) Land $388,000 Building $695,000 | |
| 2025 | $17,813.00 (+3.13%) | $1,016,700 Land $364,300 Building $652,400 | $1,016,700 Land $364,300 Building $652,400 |
| 2024 | $17,273.00 | ||
| 2023 | $878,900 Land $309,000 Building $569,900 | $878,900 Land $309,000 Building $569,900 | |
| 2022 | $16,700.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21 Heritage Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 15 (1981–2023) |
| Claims Outside the SFHA | 7 of 15 |
| Most Recent Claim | Apr 2023 · alluvial fan flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21 Heritage Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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