21 Hereford Rd, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 21 Hereford Rd, Marblehead, MA 01945

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,126 sqft · built 1946
Lot Size0.158 acres (6,887 sqft)
Owner2 Individual Names on File
Last Sale$350,000 (May 2012)
Tax Bill$8,385 (2026)
Deeds & MortgagesDec 2018 Refinance
Jul 2020 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APNMARB M:0031 B:0007 L:0

Property Details

APN / Parcel Number

Primary APNMARB M:0031 B:0007 L:0

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,126 sqft Living Area
Gross Area3,101 sqft
Basement Area687 sqft
Unfinished Basement687 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,887 sqft (0.158 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address21 HEREFORD RD
CityMARBLEHEAD
StateMA
Zip01945-1814
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR
Legal Block7
JurisdictionMARBLEHEAD MA
Township / Civil DivisionMARBLEHEAD
Census Block Group5
Census Block5003
Census Tract203100

Owner

21 Hereford Rd is owned and occupied by two individuals who bought it in May 2012.

Source: Essex County and Marblehead Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address21 HEREFORD RD, MARBLEHEAD, MA 01945-1814
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2018Deed of Trust, Mortgage · Stand-Alone Refinance
MARBLEHEAD SAVINGS BANK
Jul 14, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
ACADEMY MORTGAGE CORP
Dec 7, 2020Deed of Trust, Mortgage · Line of Credit
MARBLEHEAD SAVINGS BANK
Sep 29, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 2, 2012 · Amount on File
Deed SaleMay 2, 2012 · Amount on File
Record UpdatedOct 29, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address21 HEREFORD RD, MARBLEHEAD, MA 01945-1814
Transaction TypeMortgage
Record UpdatedOct 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000598278
DateDec 14, 2018
Instrument598278
Lender
NameMARBLEHEAD SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address21 HEREFORD RD, MARBLEHEAD, MA 01945-1814
Transaction TypeMortgage
Record UpdatedOct 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000614056
DateJul 14, 2020
Instrument614056
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueAug 1, 2050

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address21 HEREFORD RD, MARBLEHEAD, MA 01945-1814
Transaction TypeMortgage
Record UpdatedOct 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000619460
DateDec 7, 2020
Instrument619460
Lender
NameMARBLEHEAD SAVINGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term241 Months
DueJan 1, 2041
Interest
Rate TypeAdjustable Rate

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address21 HEREFORD RD, MARBLEHEAD, MA 01945-1814
Transaction TypeMortgage
Record UpdatedOct 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000629665
DateSep 29, 2021
Instrument629665
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 21 Hereford Rd was $8,385, up 0.2% from the year before.

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionMarblehead Town
Unified School DistrictMarblehead School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,385.00 (+0.19%)$979,500 (+5.91%) Land $547,200 Building $432,300$888,399 (-10.25%)
2025$8,369.00 (+1.05%)$924,800 (+0.05%) Land $547,200 Building $377,600$989,805
2024$8,282.00 (+5.38%)$924,300 (+17.61%) Land $559,300 Building $365,000
2023$7,859.00$785,900 Land $492,500 Building $293,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Hereford Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims5 (1978–2012)
Claims Outside the SFHA4 of 5
Most Recent ClaimNov 2012 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 21 Hereford Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARBLEHEAD WATER DEPT. (MWRA)
serves 20,441 people · EPA ID MA3168000
Water SourcePurchased surface water from MWRA
Last State InspectionMar 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 725 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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