21 Hemlock Ter, Springfield, NJ 07081 Property Records

Union County and Springfield Township property record for 21 Hemlock Ter, Springfield, NJ 07081

Property Summary

Property TypeSingle Family Home
Details2,030 sqft · built 1959
Lot Size0.229 acres (9,975 sqft)
Owner2 Individual Names on Record
Last Sale$529,000 (Aug 2017)
Tax Bill$14,652 (2025)
Deeds & MortgagesJan 2022 Line of Credit
Aug 2017 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN17-01904-0000-00006

Property Details

APN / Parcel Number

Primary APN17-01904-0000-00006
Alternative APNs
  • 1700076000000006
  • 170190400006

Interior

Stories1 Story
Building Area2,030 sqft Living Area
1st Floor Area2,030 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1980
Architectural StyleCape Cod
Exterior MaterialWood
Construction TypeWood
Lot Area9,975 sqft (0.229 acres)
Lot Dimensions133 ft deep x 75 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number1700076000000006
Street Address21 HEMLOCK TER
CitySPRINGFIELD
StateNJ
Zip07081-2405
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionWOODSIDE HOMES SEC 02A
Legal Block1904
Legal Lot Number6
JurisdictionUNION NJ
Township / Civil DivisionSPRINGFIELD
Census Block Group1
Census Block1002
Census Tract37602

Owner

Source: Union County and Springfield Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address21 HEMLOCK TER, SPRINGFIELD, NJ 07081-2405
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 3, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Aug 17, 2017Grant Deed, Transfer · Conventional with PMI
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 17, 2017 · Amount on Record
Deed SaleAug 17, 2017 · Amount on Record
Prior SaleSep 27, 2005 · Amount on Record
Deed Document Number2017290106
Prior Transfer DateDec 3, 1997
Prior Transfer Doc0000046992
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address21 HEMLOCK TER, SPRINGFIELD, NJ 07081-2405
Transaction TypeMortgage
Record UpdatedJan 25, 2022
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0151352556
DateJan 3, 2022
Book Page15135/2556
Instrument28477
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueDec 17, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionUNION NJ
Recording DateAug 17, 2017
Property Address21 HEMLOCK TER, SPRINGFIELD, NJ 07081-2405
Document Number0062080847
Book / Page006208 / 000847
Instrument DateAug 3, 2017
Instrument290106
Transaction TypeTransfer
Record UpdatedAug 24, 2018
Title CompanyACRES LAND TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$529.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address21 HEMLOCK TER SPRINGFIELD NJ 070812405, SPRINGFIELD, NJ 07081-2405

Mortgage

Document Number520002
DateAug 17, 2017
Book Page000052/000002
Instrument644954
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 16, 2047

Tax Assessment & Valuation

Source: Union County and Springfield Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
County SubdivisionSpringfield Township
Unified School DistrictSpringfield Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$607,700 (-) Land $229,400 Building $378,300$607,700 (-) Land $229,400 Building $378,300
2025$14,652.00 (+1.52%)$607,700 (-) Land $229,400 Building $378,300$607,700 (-) Land $229,400 Building $378,300
2024$14,432.00 (+9.49%)
2023$607,700 Land $229,400 Building $378,300$607,700 Land $229,400 Building $378,300
2022$13,181.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 36 policies
Nearby Flood Policies36 in force
Nearby Flood Claims122 (1978–2023)
Claims Outside the SFHA31 of 122
Most Recent ClaimDec 2023 · river or lake flooding
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 15 claims
  • Hurricane Irene, Aug 2011 · 35 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - SHORT HILLS
private · serves 217,230 people · EPA ID NJ0712001
Water SourceSurface water
Last State InspectionNov 2022
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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