Worcester County and Worcester City property record for 21 Havelock Rd, Worcester, MA 01602
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,098 sqft · built 1930 |
| Lot Size | 0.134 acres (5,850 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,352 (2026) |
| Deeds & Mortgages | May 2022 Refinance Dec 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-039-00031 |
| Primary APN | 24-039-00031 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,098 sqft Living Area |
| Gross Area | 3,325 sqft |
| 1st Floor Area | 1,112 sqft |
| Basement Area | 1,016 sqft |
| Unfinished Basement | 1,016 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Bungalow |
| Exterior Material | Wood Siding |
| Construction Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,850 sqft (0.134 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|
| Account Number | 24-039-00031 |
|---|---|
| Street Address | 21 HAVELOCK RD |
| City | WORCESTER |
| State | MA |
| Zip | 01602-2542 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-7 |
| Legal Block | 39 |
| Legal Lot Number | 31 |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 730901 |
21 Havelock Rd is owned and occupied by an individual.
Source: Worcester County and Worcester City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 21 HAVELOCK RD, WORCESTER, MA 01602-2542 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 23, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CORNERSTONE BANK |
| Dec 13, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance CORNERSTONE BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 21 HAVELOCK RD, WORCESTER, MA 01602-2542 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 067633-206 |
|---|---|
| Date | May 23, 2022 |
| Book Page | 67633/206 |
| Instrument | 56076 |
| Name | CORNERSTONE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jun 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 21 HAVELOCK RD, WORCESTER, MA 01602-2542 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 61581-80 |
|---|---|
| Date | Dec 13, 2019 |
| Book Page | 61581/80 |
| Instrument | 135084 |
| Name | CORNERSTONE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jan 1, 2030 |
The 2026 property tax bill for 21 Havelock Rd was $5,352, up 3.6% from the year before.
Source: Worcester County and Worcester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,352.00 (+3.62%) | $403,000 (+2.91%) Land $111,800 Building $291,200 | $484,221 (+8.03%) |
| 2025 | $5,165.00 | $391,600 Land $106,400 Building $285,200 | $448,210 |
| 2023 | $4,856.00 | $338,600 Land $92,500 Building $246,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21 Havelock Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 21 Havelock Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 775 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
May also be available: T-Mobile.
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