21 Harned Rd, Commack, NY 11725 Property Records

Suffolk County and Smithtown Town property record for 21 Harned Rd, Commack, NY 11725

Property Summary

Property Type	Single Family Home
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Feb 2014)
Tax Bill	$13,703 (2024)
Deeds & Mortgages	Dec 2016 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`473489 90.-3-4`

Property Details

APN / Parcel Number

Primary APN	`473489 90.-3-4`
Alternative APNs	`0800-090.00-03.00-004.000` `348909000000030040000000` `47340021885`

Exterior

Lot Area	23,522 sqft (0.54 acres)

Location & Zoning

Street Address	21 HARNED RD
City	COMMACK
State	NY
Zip	11725-3513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3-97078 TC-52 RAU PICKWICK PRIZZO HARNED DR
Legal Block	3
Legal Lot Number	4
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	1
Census Block	1014
Census Tract	135201

Owner

Source: Suffolk County and Smithtown Town records · APN 473489 90.-3-4

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	21 HARNED RD, COMMACK, NY 11725-3513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 11, 2014 · Amount on Record
Deed Sale	Feb 11, 2014 · Amount on Record
Deed Book / Page	12763 / 258
Record Updated	Sep 20, 2026

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	21 HARNED RD, COMMACK, NY 11725-3513
Document Number	0228000110
Instrument Date	Dec 12, 2016
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	LAND BOUND SERVICES LLC, LAND BOUND

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 HARNED RD COMMACK NY 117253513, COMMACK, NY 11725-3513

Mortgage

Document Number	0228000110
Date	Mar 21, 2017
Book Page	022800/000110

Lender

Name	BETHPAGE FCU
Type	Credit Union
Address	BETHPAGE, NY 11714

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 20, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Commack Union Free School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$4,959 (-) Land $665 Building $4,294	$619,875 (+10,775%) Land $83,125 Building $536,750
2024	$13,703.00
2023		$4,959 Land $665 Building $4,294	$5,700 Land $764 Building $4,936

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1981–1984)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 1984 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 140 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.