21 Harbor Ave, Islip, NY 11751 Property Records

Suffolk County and Islip Town property record for 21 Harbor Ave, Islip, NY 11751

Property Summary

Property TypeSingle Family Home
Details2,136 sqft · built 1970
Lot Size0.17 acres (7,405 sqft)
OwnerCompany Name on Record
Last Sale$549,000 (Aug 2018)
Deeds & MortgagesNov 2020 Refinance
Jul 2020 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN472889 396.-1-31

Property Details

APN / Parcel Number

Primary APN472889 396.-1-31
Alternative APNs
  • 0500-396.00-01.00-031.000
  • 288939600000010310000000
  • 472800826870
  • 600830

Interior

Building Area2,136 sqft Living Area
1st Floor Area1,011 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Lot Area7,405 sqft (0.17 acres)
Lot Width75 ft Width
Garage TypeAttached
Garage Area399 sqft

Location & Zoning

Account Number600830
Street Address21 HARBOR AVE
CityISLIP
StateNY
Zip11751-4206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB
Legal DescriptionX2215942Y182506 T059H00000000
Legal Block6000
Legal Lot Number100
JurisdictionSUFFOLK NY
Township / Civil DivisionISLIP
Census Block Group3
Census Block3009
Census Tract147402

Owner

Source: Suffolk County and Islip Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address21 HARBOR AVE, ISLIP, NY 11751-4206
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
WELLS FARGO BANK NA
Jul 31, 2020Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage
WELLS FARGO BK
Aug 27, 2018Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 27, 2018 · Amount on Record
Deed SaleAug 27, 2018 · Amount on Record
Deed Book / Page12975 / 550
Last Transfer DateOct 25, 2024
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address21 HARBOR AVE, ISLIP, NY 11751-4206
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0231940048
DateNov 12, 2020
Book Page23194/48
InstrumentDL035059
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

July 2020: Loan Modification, Consolidation and Extension, Mortgage

Document TypeLoan Modification, Consolidation and Extension
JurisdictionSUFFOLK NY
Property Address21 HARBOR AVE, ISLIP, NY 11751-4206
Document Number0231940049
Instrument DateJul 31, 2020
Transaction TypeMortgage
Record UpdatedMay 10, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 HARBOR AVE ISLIP NY 117514206, ISLIP, NY 11751-4206

Mortgage

Document Number0231940049
DateNov 12, 2020
Book Page023194/000049
Lender
NameWELLS FARGO BK
TypeBank
AddressMINNEAPOLIS, MN 55467-8000
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 11, 2050
Interest
Rate TypeFixed Rate
Rate2.87%

August 2018: Deed, Transfer

Document TypeDeed
JurisdictionSUFFOLK NY
Recording DateAug 27, 2018
Property Address21 HARBOR AVE, ISLIP, NY 11751-4206
Document Number0129750550
Book / Page12975 / 550
Instrument DateJul 23, 2018
Transaction TypeTransfer
Record UpdatedAug 20, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 KENT LN, FARMINGDALE, NY 11735-6123

Tax Assessment & Valuation

Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionIslip Town
Unified School DistrictIslip Union Free School District (KG - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$47,400 (-) Land $8,700 Building $38,700
2024$667,605 (+2.54%) Land $122,535 Building $545,070
2023$47,400 Land $8,700 Building $38,700$651,098 Land $119,505 Building $531,593

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 53 policies
Nearby Flood Policies53 in force
Nearby Flood Claims75 (1978–2021)
Claims Outside the SFHA44 of 75
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Hurricane Sandy, Oct 2012 · 27 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 4 claims
  • Hurricane Gloria, Sep 1985 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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