21 Hall Rd, Oxford, MA 01540 Property Records

Worcester County and Oxford Town property record for 21 Hall Rd, Oxford, MA 01540

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,476 sqft · built 2014
Lot Size	0.744 acres (32,388 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Jun 2022)
Tax Bill	$65 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Sep 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34A01.04`

Property Details

APN / Parcel Number

Primary APN	`34A01.04`
Alternative APN	`OXFO M:34 B:A01.04`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	1,476 sqft Living Area
Gross Area	3,439 sqft
1st Floor Area	1,404 sqft
Basement Area	2,210 sqft
Unfinished Basement	1,404 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	32,388 sqft (0.744 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	34A01.04
Street Address	21 HALL RD
City	OXFORD
State	MA
Zip	01540-1725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	A01.04
Jurisdiction	OXFORD MA
Township / Civil Division	OXFORD
Census Block Group	5
Census Block	5020
Census Tract	753100

Owner

Source: Worcester County and Oxford Town records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 HALL RD, OXFORD, MA 01540-1725
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · Line of Credit WEBSTER FIVE CENTS SAVINGS BANK
Sep 20, 2021	Deed of Trust, Mortgage · Line of Credit LEOMINSTER CU
Jun 17, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NORTHPOINT MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2022 · Amount on Record
Deed Sale	Jun 17, 2022 · Amount on Record
Prior Sale	Feb 7, 2014 · Amount on Record
Deed Document Number	202266553
Deed Book / Page	67770 / 326
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD MA
Recording Date	Apr 27, 2026
Property Address	21 HALL RD, OXFORD, MA 01540-1725
Document Number	073492-154
Book / Page	73492 / 154
Instrument Date	Apr 21, 2026
Instrument	202632037
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 HALL RD, OXFORD, MA 01540-1725
Investor	Possibly a Property Investor

Mortgage

Document Number	0000032037,
Date	Apr 27, 2026
Book Page	73492/154
Instrument	202632037

Lender

Name	WEBSTER FIVE CENTS SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2051

Interest

Rate	6.38%
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD MA
Property Address	21 HALL RD, OXFORD, MA 01540-1725
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	066094-330
Date	Sep 20, 2021
Book Page	66094/330
Instrument	131389

Lender

Name	LEOMINSTER CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2041

Interest

Rate Type	Adjustable Rate

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OXFORD MA
Recording Date	Jun 17, 2022
Property Address	21 HALL RD, OXFORD, MA 01540-1725
Document Number	067770-326
Book / Page	67770 / 326
Instrument Date	Jun 17, 2022
Instrument	66553
Transaction Type	Transfer
Record Updated	Jul 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	21 HALL RD, OXFORD, MA 01540-1725

Mortgage

Document Number	0000066554
Date	Jun 17, 2022
Instrument	66554

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Oxford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Oxford Town
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$65.00 (-98.97%)	$520,200 (+11.15%) Land $100,400 Building $419,800	$455,240
2024	$6,309.00 (+0.8%)	$468,000 (+1.98%) Land $96,000 Building $372,000
2023	$6,259.00	$458,900 Land $91,800 Building $367,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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