21 Gurney Ln, Alamo, CA 94507 Property Records

Contra Costa County property record for 21 Gurney Ln, Alamo, CA 94507

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,099 sqft · built 1895
Lot Size	0.5 acres (21,780 sqft)
Owner	Company Name on Record
Last Sale	$565,000 (Feb 1999)
Tax Bill	$11,859 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`197-040-032-9`

Property Details

APN / Parcel Number

Primary APN	`197-040-032-9`
Alternative APN	`197-040-032`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,099 sqft Living Area
1st Floor Area	1,287 sqft
2nd Floor Area	812 sqft

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1960
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Garage Area	836 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	21 GURNEY LN
City	ALAMO
State	CA
Zip	94507-2193
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	T173PM7 PCL B
Legal Subdivision	SUBDIVISION MS 112-00
Legal Tract	173PM7
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2002
Census Tract	345204

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	21 GURNEY LN, ALAMO, CA 94507-2193
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jan 19, 2021	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Oct 19, 2022	Intrafamily Transfer, Transfer
Oct 6, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Feb 2, 2021	Intrafamily Transfer, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Apr 1, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 1999 · Amount on Record
Deed Sale	Feb 26, 1999 · Amount on Record
Deed Document Number	199953962
Last Transfer Date	Oct 12, 2022
Transfer Doc	0000156010
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	21 GURNEY LN, ALAMO, CA 94507-2193
Transaction Type	Mortgage
Record Updated	Aug 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 GUERNEY LN IJN, ALAMO, CA 94507-2193

Mortgage

Document Number	0000273393
Date	Oct 4, 2021
Instrument	2021-273393

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2036

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	21 GURNEY LN, ALAMO, CA 94507-2193
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 GUERNEY LN, ALAMO, CA 94507-2193

Mortgage

Document Number	0000015363
Date	Jan 19, 2021
Instrument	2021-015363

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 8, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 19, 2022
Property Address	21 GURNEY LN, ALAMO, CA 94507-2193
Document Number	0000156010
Map Reference	MB 173 PG 7
Instrument Date	Oct 12, 2022
Instrument	2022-156010
Transaction Type	Transfer
Record Updated	Aug 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	21 GURNEY LN, ALAMO, CA 94507-2193

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 6, 2020
Property Address	21 GURNEY LN, ALAMO, CA 94507-2193
Document Number	0000227588
Map Reference	MB 173 PG 7
Instrument Date	Sep 3, 2020
Instrument	2020-227588
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	TICOR TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	21 GUERNEY LN, ALAMO, CA 94507-2193

Mortgage

Document Number	0000227589
Date	Oct 6, 2020
Instrument	2020-227589

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2035

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 2, 2021
Property Address	21 GURNEY LN, ALAMO, CA 94507-2193
Document Number	0000031247
Map Reference	MB 173 PG 7
Instrument Date	Sep 3, 2020
Instrument	2021-031247
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	21 GUEMEY LANE, ALAMO, CA 94507

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 1, 2020
Property Address	21 GURNEY LN, ALAMO, CA 94507-2193
Document Number	0000062709
Instrument Date	Mar 27, 2020
Instrument	62709
Transaction Type	Transfer
Record Updated	May 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	21 GUERNEY LN ALAMO CA 945072193, ALAMO, CA 94507-2193

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,025,443 (+2%) Land $543,676 Building $481,767
2025	$11,859.00 (+3.74%) Homeowner's exemption	$1,005,337 (+4.04%) Land $533,016 Building $472,321
2023	$11,432.00 (+0.75%) Homeowner's exemption	$966,300 Land $512,319 Building $453,981
2022	$11,347.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	5 (1993–2012)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Dec 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Unwired.

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