21 Guardian Dr, Wilder (Newport), KY 41076 Property Records

Campbell County property record for 21 Guardian Dr, Wilder, KY 41076

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,767 sqft · built 1999
Owner	2 Individual Names on Record
Last Sale	$235,000 (Aug 2014)
Tax Bill	$3,577 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`999-99-19-238.36`

Property Details

APN / Parcel Number

Primary APN	`999-99-19-238.36`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,767 sqft Living Area

Exterior

Year Built	Built 1999
Exterior Material	Brick
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	9999919238.36
Street Address	21 GUARDIAN DR
City	WILDER
State	KY
Zip	41076-9714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28 SEC 2 RESERVE AT SENTINEL POINTE
Legal Subdivision	RESERVE AT SENTINEL POINTE
Legal Lot Number	28
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	2
Census Block	2010
Census Tract	53302

Owner

Source: Campbell County records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 GUARDIAN DR, WILDER, KY 41076-9714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Nov 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2014 · Amount on Record
Deed Sale	Aug 21, 2014 · Amount on Record
Prior Sale	Feb 18, 2000 · Amount on Record
Deed Document Number	0000762449
Deed Book / Page	0695 / 586
Prior Transfer Date	Apr 10, 2006
Prior Transfer Doc	06 04 10 019 00254
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	21 GUARDIAN DR, WILDER, KY 41076-9714
Transaction Type	Mortgage
Record Updated	Sep 8, 2021
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005138652
Date	Aug 23, 2021
Book Page	M2303/261
Instrument	5138652

Lender

Name	TRUIST BANK
Type	Bank
Address	WINSTON SALEM, NC 27101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 10, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	21 GUARDIAN DR, WILDER, KY 41076-9714
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTHWEST TTL FAM OF COMPANI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005118407
Date	Oct 5, 2020
Book Page	M2246/322
Instrument	5118407

Lender

Name	TRUIST BANK
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	21 GUARDIAN DR, WILDER, KY 41076-9714
Document Number	0005122379
Instrument Date	Nov 17, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	BLYTHE TITLE AND ESCROW LLC, BLYTHE TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21 GUARDIAN DR WILDER KY 410769714, WILDER, KY 41076-9714

Mortgage

Document Number	0005122379
Date	Dec 10, 2020
Book Page	002257/000721
Instrument	5122379

Lender

Name	TRUIST BK
Address	WINSTON SALEM, NC 27101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Dec 9, 2045

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Wilder City
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,577.00 (+22.63%)	$353,500 (+21.18%) Land $65,000 Building $288,500	$353,500 (+21.18%) Land $65,000 Building $288,500
2023	$2,917.00 (-4.74%)	$291,710 (-) Land $62,000 Building $229,710	$291,710 (-) Land $62,000 Building $229,710
2022	$3,062.00	$291,710 Land $62,000 Building $229,710	$291,710 Land $62,000 Building $229,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jul 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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