21 Gromer Rd, Elgin, IL 60120 Property Records

Cook County property record for 21 Gromer Rd, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,758 sqft · built 1969
Lot Size	1 acres (43,734 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (Aug 2020)
Tax Bill	$8,547 (2023)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-21-300-046`

Property Details

APN / Parcel Number

Primary APN	`06-21-300-046`
Alternative APN	`06-21-300-046-0000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,758 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1970
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	43,734 sqft
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	21 GROMER RD
City	ELGIN
State	IL
Zip	60120-9516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(COUNTY)(CLERKS) DIVIN OF SEC 21-41-09
Legal Range	09E
Legal Township	41N
Legal Section	21
Legal Subdivision	COUNTY CLERKS DIVIN OF SEC 21-41-09
Legal Block	300
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1004
Census Tract	804512

Owner

Source: Cook County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	21 GROMER RD, ELGIN, IL 60120-9516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 4, 2020 · Amount on Record
Deed Sale	Aug 4, 2020 · Amount on Record
Prior Sale	Apr 20, 2016 · Amount on Record
Deed Document Number	202013236
Prior Transfer Date	May 18, 1994
Prior Transfer Doc	0000000930
Record Updated	Sep 20, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Aug 4, 2020
Property Address	21 GROMER RD, ELGIN, IL 60120-9516
Document Number	2021713236
Instrument Date	Jun 19, 2020
Instrument	21713236
Transaction Type	Transfer
Record Updated	Aug 19, 2020
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$365.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	286 SIBELIUS CT WHEATON IL 601892062, WHEATON, IL 60189-2062

Mortgage

Document Number	2021713237
Date	Aug 4, 2020
Instrument	21713237

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2050

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$46,000 (+27.78%) Land $23,485 Building $22,515	$460,000 (+27.78%) Land $234,850 Building $225,150
2023	$8,547.00 (+3.51%)
2022	$8,257.00 Homeowner's exemption	$35,999 Land $7,653 Building $28,346	$359,990 Land $76,530 Building $283,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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