21 Grace Dr, Old Bridge, NJ 08857 Property Records

Middlesex County and Old Bridge Township property record for 21 Grace Dr, Old Bridge, NJ 08857

Property Summary

Property Type	Single Family Home
Details	1,721 sqft · built 1958
Lot Size	0.17 acres (7,410 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Mar 2020)
Tax Bill	$10,164 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-15528-0000-00263`

Property Details

APN / Parcel Number

Primary APN	`15-15528-0000-00263`
Alternative APNs	`151552800263` `10992000`

Interior

Stories	1 Story
Building Area	1,721 sqft Living Area
1st Floor Area	1,721 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Construction Type	Frame
Lot Area	7,410 sqft (0.17 acres)
Lot Dimensions	114 ft deep x 65 ft wide

Location & Zoning

Account Number	10992000
Street Address	21 GRACE DR
City	OLD BRIDGE
State	NJ
Zip	08857-2553
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	65X114
Legal Subdivision	CRESTWOOD SEC 01
Legal Block	15528
Legal Lot Number	263
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	OLD BRIDGE
Census Block Group	3
Census Block	3003
Census Tract	7805

Owner

21 Grace Dr is owned and occupied by two individuals who bought it in March 2020.

Source: Middlesex County and Old Bridge Township records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21 GRACE DR, OLD BRIDGE, NJ 08857-2553
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2020	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 11, 2020	Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2020 · Amount on File
Deed Sale	Mar 11, 2020 · Amount on File
Prior Sale	Jul 7, 2003 · Amount on File
Deed Document Number	202023615
Deed Book / Page	17811 / 432
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	21 GRACE DR, OLD BRIDGE, NJ 08857-2553
Transaction Type	Mortgage
Record Updated	Feb 10, 2021
Title Company	STEWART TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000126954
Date	Dec 10, 2020
Book Page	18173/551
Instrument	2020126954

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Mar 11, 2020
Property Address	21 GRACE DR, OLD BRIDGE, NJ 08857-2553
Document Number	2020023615
Book / Page	17811 / 432
Instrument Date	Mar 2, 2020
Instrument	2020023615
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	SHEPHERD TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,695.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22 TELLURIDE AVE, 22, OLD BRIDGE, NJ 08857-4309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 GRACE DR, OLD BRIDGE, NJ 08857-2553

Mortgage

Document Number	2020023616
Date	Mar 11, 2020
Instrument	2020023616

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 21 Grace Dr was $10,164, up 1% from the year before.

Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Old Bridge Township
Unified School District	Old Bridge Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$163,600 (-) Land $69,500 Building $94,100	$163,600 (-) Land $69,500 Building $94,100
2025	$10,164.00 (+10.02%)	$163,600 Land $69,500 Building $94,100	$163,600 Land $69,500 Building $94,100
2024	$9,238.00
2023		$163,600 Land $69,500 Building $94,100	$163,600 Land $69,500 Building $94,100
2022	$8,659.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 21 Grace Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1992–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Grace Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLD BRIDGE MUA serves 68,000 people · EPA ID NJ1209002
Water Source	Purchased surface water from MIDDLESEX WATER COMPANY
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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